Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.Business profile
Hei&Jas Oy
Hei&Jas Oy's registered office is Vanda. It is a limited company. The company was established on 2021-01-20. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-11-30, revenue was €36,414 and operating profit was -€14,545.
Business ID 3178203-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3178203-3
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2021-01-20
- Business ID registration date
- 2020-12-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kuovirinne 13 A, 01450, Vanda
About Hei&Jas Oy
Financial position and key figures for the company.
Hei&Jas Oy's location municipality is Vanda. It is a limited company. The company was established on 2021-01-20. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-11-30, revenue was €36,414 and operating profit was -€14,545. The latest retained financial statement for 2025-11-30 shows revenue of €36,414 and profit for the financial year of -€14,545. Based on the latest retained statement, revenue growth was +126.7%, operating margin was -39.9%, and equity ratio was -14.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-11-30
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth126.7%
Operating margin-39.9%
Equity ratio-14.4%
Balance-sheet contextLatest financial period
Inventory€81,320Previous: €97,266
Cash and bank€15,647Previous: €13,976
Retained earnings-€14,411Previous: -€11,068
Equity-€13,956Previous: €589
Liabilities€110,922Previous: €110,653
Current assets€96,967Previous: €111,243
Current liabilities€922Previous: €653
Revenue trend2 periods
€16,062
2024-11-30
€36,414
2025-11-30
Operating profit (loss) trend2 periods
-€3,343
2024-11-30
-€14,545
2025-11-30
Profit (loss) for the financial year trend2 periods
-€3,343
2024-11-30
-€14,545
2025-11-30
Assets trend2 periods
€111,243
2024-11-30
€96,967
2025-11-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2024-11-30 | 2025-11-30 |
|---|---|---|
| Equity ratio | 0.5 % | -14.4 % |
| Current ratio | 170.23x | 105.12x |
| Operating profit margin | -20.8 % | -39.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3178203-3
EU IDFIFPRO.3178203-3
MunicipalityVanda
Current registered entries
2021-01-20Registered in Tax Administration (Tax Administration)
2021-01-20Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorHei&Jas Oy
Grade downgradedB1 → B3 · new analysis 2026-09-16
44/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueImproving
Same size nationallyDescriptive comparison – does not change the model score.
291 peersSolvency12%
Below 88% of peers
Profitability20%
Below 80% of peers
Liquidity100%
Better than 100% of peers
Revenue growth95%
Better than 95% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings121 days after period end
109 days after period end
4 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative equity
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-09-16 12:0344/100 · v0.14
B1 → B3 · -21 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-11-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1465/100 · v0.14
B1 → B1B1
2026-09-1465/100 · v0.13
B1 → B1 · +4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1361/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-09-16
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
49/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-03-31
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-11-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Hei&Jas Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.