Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Helsingin Pantti-Osakeyhtiö
Helsingin Pantti-Osakeyhtiö's registered office is Helsingfors. It is a limited company. The company was established on 1896-12-30. It operates in the industry of other credit granting. In its latest retained statement for 2025-12-31, revenue was €26,658,203 and operating profit was €8,091,207.
Business ID 0108663-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0108663-5
- Sector
- Other credit granting
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 1896-12-30
- Business ID registration date
- 1978-03-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Helsinginkatu 1, 00500, Helsingfors
Phone: +358927053022Source observation
Website: https://pantti.fiSource observation
Instagram profile: https://www.instagram.com/helsinginpanttiSource: company website
Facebook profile: https://www.facebook.com/HelsinginPanttiSource: company website
People and decision-makers
Widén Michael AndersToimitusjohtaja
About Helsingin Pantti-Osakeyhtiö
Financial position and key figures for the company.
Helsingin Pantti-Osakeyhtiö's location municipality is Helsingfors. It is a limited company. The company was established on 1896-12-30. It operates in the industry of other credit granting. In its latest retained statement for 2025-12-31, revenue was €26,658,203 and operating profit was €8,091,207. The latest retained financial statement for 2025-12-31 shows revenue of €26,658,203 and profit for the financial year of €5,671,620. Based on the latest retained statement, revenue growth was +25.7%, operating margin was +30.1%, and equity ratio was +24.4%.
Auxiliary business names
Public alternate names materialized from source observations.
DigipanttiEspoon PanttiHelsingin huutokauppakamari - Helsingfors auktionskammareRiateTampereen PanttiTurun LainatoimistoTurun PanttiTöölön PanttiVantaan Panttidigipantti.fi
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth25.7%
Operating margin30.1%
Equity ratio24.4%
Revenue€26,658,203+€5,449,864 (+25.7%) vs previous periodPrevious: €21,208,339
Operating profit (loss)€8,091,207+€2,130,088 (+35.7%) vs previous periodPrevious: €5,961,119
Profit (loss) for the financial year€5,671,620+€1,898,592 (+50.3%) vs previous periodPrevious: €3,773,028
Assets€30,528,030+€4,874,253 (+19.0%) vs previous periodPrevious: €25,653,777
Balance-sheet contextLatest financial period
Revenue trend4 periods
€14,201,609
2022-12-31
€17,759,884
2023-12-31
€21,208,339
2024-12-31
€26,658,203
2025-12-31
Operating profit (loss) trend4 periods
€3,691,925
2022-12-31
€3,892,044
2023-12-31
€5,961,119
2024-12-31
€8,091,207
2025-12-31
Profit (loss) for the financial year trend4 periods
€2,505,457
2022-12-31
€2,187,408
2023-12-31
€3,773,028
2024-12-31
€5,671,620
2025-12-31
Assets trend4 periods
€24,122,236
2022-12-31
€25,106,469
2023-12-31
€25,653,777
2024-12-31
€30,528,030
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioPassable
30/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 27.2 % | 22.9 % | 25.4 % | 24.4 % |
| Current ratio | - | - | - | - |
| Operating profit margin | 26.0 % | 21.8 % | 27.9 % | 30.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0108663-5
VAT IDFI01086635
EU IDFIFPRO.0108663-5
MunicipalityHelsingfors
Current registered entries
1896-12-30Registered in Patent and Registration Office (Trade Register)
1950-01-01Registered in Tax Administration (Employer Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
2010-06-01VAT-liable for business activity in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Widén Michael AndersToimitusjohtajaSources: 2 · Confidence: 78%
Lindén Carl Jonas AndreasPuheenjohtajaSources: 2 · Confidence: 78%
Lundström Rolf ChristofferVarsinainen jäsenSources: 3 · Confidence: 78%
Rinne Timo TapaniTilintarkastajaSources: 2 · Confidence: 78%
Lehviö Teuvo JaakoProkuristiSources: 1 · Confidence: 78%
Jenni Elina SmedbergVaratilintarkastajaSources: 1 · Confidence: 76%
Teuvo LehviöHallitus: varajäsenSources: 1 · Confidence: 76%
Timo EerolaPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodHelsingin Pantti-Osakeyhtiö
Grade upgradedA3 → A2 · new analysis 2026-10-17
80/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
4 comparable periodsRevenueImproving · 3 consecutive periods
ProfitabilityImproving
SolvencyStable
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
384 peersSolvency29%
Below 71% of peers
Profitability85%
Better than 85% of peers
Revenue growth88%
Better than 88% of peers
Supporting factors
- Strong operating profitability
- Coordinated recovery across 2 financial domains
- Company context reduces the weight of an isolated financial signal
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA2
2026-10-1780/100 · v0.15
A3 → A2 · +1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-09-2679/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
100/100
The company has about 129 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Beneficial-owner registry eventRegistryEvidence verified
1 Oct 2026 · PRH / KREKACTUAL BENEFICIAL OWNERSRisk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
37 register eventsLatest event: 2026-10-01
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-30.
This company profile has not been claimed yet
Helsingin Pantti-Osakeyhtiö shows public core facts. A company representative can claim the profile, update public information, and access owner tools.