Business profile

Henrik Romppainen Oy

Henrik Romppainen Oy's registered office is Oulu. It is a limited company. The company was established on 2022-09-16. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-02-28, revenue was €290,939 and operating profit was €184,680.

Claim profileContact details
Business ID 3312054-3ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3312054-3
Sector
Activities of insurance agents and brokers
Municipality
Oulu
Company form
Limited company
Registration date
2022-09-16
Business ID registration date
2022-09-15
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kauppurienkatu 8 A, 90100, Oulu

Postal address: Kaukomieli 11, 90450, Kempele

About Henrik Romppainen Oy

Financial position and key figures for the company.

Henrik Romppainen Oy's location municipality is Oulu. It is a limited company. The company was established on 2022-09-16. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-02-28, revenue was €290,939 and operating profit was €184,680. The latest retained financial statement for 2026-02-28 shows revenue of €290,939 and profit for the financial year of €95,930. Based on the latest retained statement, revenue growth was +38.7%, operating margin was +63.5%, and equity ratio was +85.0%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-02-28

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth38.7%
Operating margin63.5%
Equity ratio85.0%
Revenue€290,939+€81,105 (+38.7%) vs previous periodPrevious: €209,834
Operating profit (loss)€184,680+€57,716 (+45.5%) vs previous periodPrevious: €126,964
Profit (loss) for the financial year€95,930-€5,801 (-5.7%) vs previous periodPrevious: €101,731
Assets€281,479+€86,850 (+44.6%) vs previous periodPrevious: €194,629
Balance-sheet contextLatest financial period
Cash and bank€132,527Previous: €101,704
Retained earnings€143,242Previous: €53,911
Equity€239,172Previous: €155,642
Liabilities€42,307Previous: €38,987
Current assets€263,182Previous: €124,629
Current liabilities€42,307Previous: €38,987
Revenue trend2 periods
€209,834
2025-02-28
€290,939
2026-02-28
Operating profit (loss) trend2 periods
€126,964
2025-02-28
€184,680
2026-02-28
Profit (loss) for the financial year trend2 periods
€101,731
2025-02-28
€95,930
2026-02-28
Assets trend2 periods
€194,629
2025-02-28
€281,479
2026-02-28

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
85.0 %2025-02-28: 80.0 %
Current ratioGood
100/100 · Improving
3.13x2025-02-28: 2.61x
Operating profit marginGood
100/100 · Improving
63.5 %2025-02-28: 60.5 %
Ratio history
Ratio2025-02-282026-02-28
Equity ratio80.0 %85.0 %
Current ratio2.61x3.13x
Operating profit margin60.5 %63.5 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3312054-3
EU IDFIFPRO.3312054-3
MunicipalityOulu
Current registered entries
2022-09-15Registered in Tax Administration (Prepayment Register)
2022-09-16Registered in Tax Administration (Tax Administration)
2022-09-16Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodHenrik Romppainen Oy
Grade unchangedA2 · new analysis 2026-10-18
Model score84/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators show coordinated recovery.
3 comparable periods
RevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityImproving
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
269 peers
Solvency79%
Better than 79% of peers
Profitability96%
Better than 96% of peers
Liquidity87%
Better than 87% of peers
Revenue growth88%
Better than 88% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag60 days after period end
Typical registration lag60 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1884/100 · v0.15
A2 → A2
A2
2026-09-26 09:3984/100 · v0.14
B2 → A2 · +27 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-02-28).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 4 years of registry continuity.

Registry and status signalsRajallinen
46/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

6 register eventsLatest event: 2026-04-29

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2026-02-28

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-05.

This company profile has not been claimed yet

Henrik Romppainen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.