Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Heta-Invest Oy
Heta-Invest Oy's registered office is Tuohittu. It is a limited company. The company was established on 1987-10-07. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-03-31, revenue was €397,159 and operating profit was -€4,225.
Business ID 0697299-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0697299-4
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Tuohittu
- Company form
- Limited company
- Registration date
- 1987-10-07
- Business ID registration date
- 1988-04-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: NOKONTIE 75, 25160, Tuohittu
About Heta-Invest Oy
Financial position and key figures for the company.
Heta-Invest Oy's location municipality is Tuohittu. It is a limited company. The company was established on 1987-10-07. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-03-31, revenue was €397,159 and operating profit was -€4,225. The latest retained financial statement for 2025-03-31 shows revenue of €397,159 and profit for the financial year of -€4,270. Based on the latest retained statement, revenue growth was -54.4%, operating margin was -1.1%, and equity ratio was +14.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-03-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-54.4%
Operating margin-1.1%
Equity ratio14.7%
Balance-sheet contextLatest financial period
Inventory€8,281Previous: €26,534
Cash and bank€21,890Previous: €63,431
Retained earnings€304Previous: €9,069
Equity€4,444Previous: €8,714
Liabilities€25,736Previous: €81,251
Current assets€30,180Previous: €89,965
Current liabilities€25,736Previous: €81,251
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
18/100 · Improving
Current ratioSatisfactory
39/100 · Improving
Operating profit marginWeak
47/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0697299-4
EU IDFIFPRO.0697299-4
MunicipalityTuohittu
Current registered entries
1987-10-07Registered in Patent and Registration Office (Trade Register)
1988-04-21Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryHeta-Invest Oy
Grade unchangedB2 · new analysis 2026-10-17
56/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
30 peersSolvency10%
Below 90% of peers
Profitability23%
Below 77% of peers
Liquidity47%
Close to the peer-group midpoint
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings87 days after period end
87 days after period end
1 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative profitability or net result
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1756/100 · v0.15
B2 → B2B2
2026-09-18 03:0056/100 · v0.14
A3 → B2 · -19 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-03-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1475/100 · v0.14
A3 → A3A3
2026-09-1475/100 · v0.13
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 39 years of registry continuity.
Registry and status signalsSeurattava
73/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2025-06-26
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Heta-Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.