Business profile

HH Pumpanen Oy

HH Pumpanen Oy's registered office is Kuusamo. It is a partnership. The company was established on 2010-04-26. It operates in the industry of operating of own or leased dwellings and residential real estate. In its latest retained statement for 2025-10-31, revenue was €6,461 and operating profit was -€95,984.

Claim profileContact details
Business ID 2329160-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2329160-5
Sector
Operating of own or leased dwellings and residential real estate
Municipality
Kuusamo
Company form
Partnership
Registration date
2010-04-26
Business ID registration date
2010-04-06
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Isä-Pekantie 4 A 1, 93600, Kuusamo

Phone: +358503789894Source observation

Email: [email protected]Source observation

Website: https://k-market.fiSource observation

People and decision-makers

Pumpanen Heidi MariaToimitusjohtaja
Pumpanen Heikki AleksanteriToimitusjohtajan sijainen

About HH Pumpanen Oy

Financial position and key figures for the company.

HH Pumpanen Oy's location municipality is Kuusamo. It is a partnership. The company was established on 2010-04-26. It operates in the industry of operating of own or leased dwellings and residential real estate. In its latest retained statement for 2025-10-31, revenue was €6,461 and operating profit was -€95,984. The latest retained financial statement for 2025-10-31 shows revenue of €6,461 and profit for the financial year of €88. Based on the latest retained statement, revenue growth was -43.4%, operating margin was -1478.4%, and equity ratio was +99.5%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-10-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-43.4%
Operating margin-1478.4%
Equity ratio99.5%
Revenue€6,461-€4,958 (-43.4%) vs previous periodPrevious: €11,419
Operating profit (loss)-€95,984+€7,654 (+7.4%) vs previous periodPrevious: -€103,637
Profit (loss) for the financial year€88-€18,198 (-99.5%) vs previous periodPrevious: €18,286
Assets€203,865-€126,587 (-38.3%) vs previous periodPrevious: €330,452
Balance-sheet contextLatest financial period
Profit before taxes-€26,387Previous: €24,733
Employees2Previous: 2
Revenue trend5 periods
€2,963,219
2021-10-31
€4,324,800
2022-10-31
€668,078
2023-10-31
€11,419
2024-10-31
€6,461
2025-10-31
Operating profit (loss) trend5 periods
€112,688
2021-10-31
€161,187
2022-10-31
-€39,548
2023-10-31
-€103,637
2024-10-31
-€95,984
2025-10-31
Profit (loss) for the financial year trend5 periods
€234,644
2021-10-31
€158,879
2022-10-31
€23,070
2023-10-31
€18,286
2024-10-31
€88
2025-10-31
Assets trend5 periods
€845,764
2021-10-31
€850,783
2022-10-31
€422,547
2023-10-31
€330,452
2024-10-31
€203,865
2025-10-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
100/100 · Improving
99.5 %2024-10-31: 82.8 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-10-31: Ei saatavilla
Operating profit marginWeak
0/100 · Declining
-1478.4 %2024-10-31: -907.6 %
Ratio history
Ratio2021-10-312022-10-312023-10-312024-10-312025-10-31
Equity ratio27.7 %42.0 %81.2 %82.8 %99.5 %
Current ratio-----
Operating profit margin3.8 %3.7 %-5.5 %-907.6 %-1478.4 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2329160-5
EU IDFIFPRO.2329160-5
MunicipalityKuusamo
Current registered entries
2010-04-16Registered in Tax Administration (Tax Administration)
2010-04-26Registered in Patent and Registration Office (Trade Register)
2010-05-02Registered in Tax Administration (Prepayment Register)

Responsible people

Public role relationships materialized from source observations.

Pumpanen Heidi MariaToimitusjohtajaSources: 5 · Confidence: 78%
Pumpanen Heikki AleksanteriToimitusjohtajan sijainenSources: 3 · Confidence: 78%
Pumpanen Heikki AleksanteriVarsinainen jäsenSources: 2 · Confidence: 78%
Raappana Tapio JohannesTilintarkastajaSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableHH Pumpanen Oy
Grade unchangedB1 · new analysis 2026-10-18
Model score60/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
4 comparable periods
RevenueDeteriorating · 3 consecutive periods
ProfitabilityDeteriorating · 3 consecutive periods
SolvencyImproving
LiquidityNot enough history
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
35 peers
Solvency94%
Better than 94% of peers
Profitability0%
Below 100% of peers
Revenue growth17%
Below 83% of peers
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
B1
2026-10-1860/100 · v0.15
B1 → B1 · -6 points
  • Revenue: Not enough history → Deteriorating
  • Profitability: Not enough history → Deteriorating
  • Solvency: Not enough history → Improving
B1
2026-09-1666/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 16 years of registry continuity.

Registry and status signalsRajallinen
52/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

8 register eventsLatest event: 2026-02-05

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

HH Pumpanen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.