Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
HL Joint Investment Club 2022 Oy
HL Joint Investment Club 2022 Oy's registered office is Helsingfors. It is a limited company. The company was established on 2021-05-17. It operates in the industry of business and other management consultancy activities.
Business ID 3209813-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3209813-7
- Sector
- Business and other management consultancy activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2021-05-17
- Business ID registration date
- 2021-05-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lönnrotin puistikko 5 A 7, 00120, Helsingfors
About HL Joint Investment Club 2022 Oy
Financial position and key figures for the company.
HL Joint Investment Club 2022 Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2021-05-17. It operates in the industry of business and other management consultancy activities. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +100.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Equity ratio100.0%
Balance-sheet contextLatest financial period
Cash and bank€612,617Previous: €571,127
Retained earnings-€34,605Previous: -€60,944
Equity€13,129,440Previous: €9,924,670
Liabilities€0Previous: €10,000
Current assets€627,617Previous: €601,127
Current liabilities€0Previous: €10,000
Operating profit (loss) trend2 periods
-€6,351
2024-12-31
-€7,614
2025-12-31
Profit (loss) for the financial year trend2 periods
€26,339
2024-12-31
-€42,729
2025-12-31
Assets trend2 periods
€9,934,670
2024-12-31
€13,129,440
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 99.9 % | 100.0 % |
| Current ratio | 57.11x | - |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3209813-7
EU IDFIFPRO.3209813-7
MunicipalityHelsingfors
Current registered entries
2021-05-17Registered in Tax Administration (Tax Administration)
2021-05-17Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodHL Joint Investment Club 2022 Oy
Grade unchangedA3 · new analysis 2026-10-18
71/100
Low
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
159 peersSolvency96%
Better than 96% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings113 days after period end
185 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1871/100 · v0.15
A3 → A3A3
2026-09-23 08:3471/100 · v0.14
B1 → A3 · +8 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1563/100 · v0.14
B2 → B1 · +4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1359/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
49/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2026-04-23
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
HL Joint Investment Club 2022 Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.