Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
HMJP Invest Oy
HMJP Invest Oy's registered office is Seinäjoki. It is a limited company. The company was established on 2016-10-24. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..
Business ID 2789408-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2789408-3
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Seinäjoki
- Company form
- Limited company
- Registration date
- 2016-10-24
- Business ID registration date
- 2016-10-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Marttilantie 44 A, 60100, Seinäjoki
People and decision-makers
Pakari Jari JuhaniPuheenjohtaja
Pakari Mikko Elo AleksiVarsinainen jäsen
Pakari Henry JuhaniVarsinainen jäsen
About HMJP Invest Oy
Financial position and key figures for the company.
HMJP Invest Oy's location municipality is Seinäjoki. It is a limited company. The company was established on 2016-10-24. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +37.6%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on Rahoitusvälineisiin sijoittaminen
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Equity ratio37.6%
Profit (loss) for the financial year-€2,949-€2,653 (-896.3%) vs previous periodPrevious: -€296
Assets€497,728-€50 (-0.0%) vs previous periodPrevious: €497,778
Balance-sheet contextLatest financial period
Profit before taxes-€2,949Previous: No comparison value
Employees0Previous: 0
Operating profit (loss) trend4 periods
-€144
2021-12-31
-€640
2022-12-31
-€392
2023-12-31
-€144
2024-12-31
Profit (loss) for the financial year trend5 periods
€2,887
2021-12-31
-€3,010
2022-12-31
-€3,664
2023-12-31
-€296
2024-12-31
-€2,949
2025-12-31
Assets trend5 periods
€525,823
2021-12-31
€495,939
2022-12-31
€495,175
2023-12-31
€497,778
2024-12-31
€497,728
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioSatisfactory
47/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 37.5 % | 39.1 % | 38.4 % | 38.2 % | 37.6 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | - | - | - | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2789408-3
EU IDFIFPRO.2789408-3
MunicipalitySeinäjoki
Current registered entries
2016-10-24Registered in Patent and Registration Office (Trade Register)
2016-10-26Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Pakari Jari JuhaniPuheenjohtajaSources: 6 · Confidence: 78%
Pakari Mikko Elo AleksiVarsinainen jäsenSources: 5 · Confidence: 78%
Pakari Henry JuhaniVarsinainen jäsenSources: 5 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableHMJP Invest Oy
Grade unchangedB1 · new analysis 2026-10-19
69/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
4 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityNot enough history
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Lower industry distress context
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1969/100 · v0.15
B1 → B1 · +2 points- Solvency: Not enough history → Stable
- Evidence quality: Registry and statistical evidence → Limited financial evidence.
B1
2026-09-1667/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-19
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 9 years of registry continuity.
Registry and status signalsSeurattava
59/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2025-03-13
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
HMJP Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.