Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Hoivapörssi Oy
Hoivapörssi Oy's registered office is Jyväskylä. It is a cooperative. The company was established on 1997-12-09. It operates in the industry of home help services for older persons and persons with disabilities. In its latest retained statement for 2025-12-31, revenue was €336,560 and operating profit was -€13,300.
Business ID 1109999-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1109999-0
- Sector
- Home help services for older persons and persons with disabilities
- Municipality
- Jyväskylä
- Company form
- Cooperative
- Registration date
- 1997-12-09
- Business ID registration date
- 1997-12-18
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Onkapannu 5, 40700, Jyväskylä
Postal address: Onkapannu 2, 40700, Jyväskylä
Phone: +358400670649Source observation
Website: https://www.hoivaporssi.fiSource observation
Facebook profile: https://www.facebook.com/hoivaporssiSource: company website
People and decision-makers
Vartio Merja SiskoToimitusjohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Hoivapörssi Oy
Financial position and key figures for the company.
Hoivapörssi Oy's location municipality is Jyväskylä. It is a cooperative. The company was established on 1997-12-09. It operates in the industry of home help services for older persons and persons with disabilities. In its latest retained statement for 2025-12-31, revenue was €336,560 and operating profit was -€13,300. The latest retained financial statement for 2025-12-31 shows revenue of €336,560 and profit for the financial year of -€5,158. Based on the latest retained statement, revenue growth was +10.4%, operating margin was -4.0%, and equity ratio was +12.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
5
Combined source
Derived indicators
Revenue growth10.4%
Operating margin-4.0%
Equity ratio12.9%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €2,072
Cash and bank€35,880Previous: €33,393
Retained earnings€14,168Previous: €42,443
Equity€12,026Previous: €33,684
Liabilities€81,425Previous: €69,450
Current assets€72,446Previous: €72,654
Current liabilities€81,425Previous: €69,450
Revenue trend5 periods
€369,755
2021-12-31
€353,595
2022-12-31
€367,555
2023-12-31
€304,892
2024-12-31
€336,560
2025-12-31
Operating profit (loss) trend5 periods
€37,038
2021-12-31
€7,184
2022-12-31
€14,689
2023-12-31
-€11,733
2024-12-31
-€13,300
2025-12-31
Profit (loss) for the financial year trend5 periods
€31,835
2021-12-31
€5,665
2022-12-31
€11,631
2023-12-31
-€11,775
2024-12-31
-€5,158
2025-12-31
Assets trend5 periods
€114,236
2021-12-31
€112,557
2022-12-31
€126,796
2023-12-31
€103,134
2024-12-31
€93,452
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioWeak
16/100 · Declining
Current ratioWeak
15/100 · Declining
Operating profit marginWeak
40/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 39.8 % | 36.4 % | 38.9 % | 32.7 % | 12.9 % |
| Current ratio | 0.75x | 0.77x | 0.77x | 0.48x | 0.44x |
| Operating profit margin | 10.0 % | 2.0 % | 4.0 % | -3.8 % | -4.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1109999-0
EU IDFIFPRO.1109999-0
MunicipalityJyväskylä
Current registered entries
1997-12-09Registered in Patent and Registration Office (Trade Register)
1997-12-18Registered in Tax Administration (Tax Administration)
1998-01-05Registered in Tax Administration (Prepayment Register)
1998-05-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Vartio Merja SiskoToimitusjohtajaSources: 4 · Confidence: 78%
Vartio Merja SiskoPuheenjohtajaSources: 2 · Confidence: 78%
Suomalainen Satu Katri JohannaVarsinainen jäsenSources: 4 · Confidence: 78%
Suvanto Jenna Aino MarikaVarsinainen jäsenSources: 4 · Confidence: 78%
Maria TaavilaPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorHoivapörssi Oy
Grade unchangedB3 · new analysis 2026-10-18
45/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsRevenueVolatile
Same size nationallyDescriptive comparison – does not change the model score.
3585 peersSolvency22%
Below 78% of peers
Profitability14%
Below 86% of peers
Liquidity47%
Close to the peer-group midpoint
Revenue growth72%
Better than 72% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings129 days after period end
124 days after period end
4 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Long registry continuity
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1845/100 · v0.15
B3 → B3B3
2026-10-16 23:0745/100 · v0.14
B3 → B3- Evidence strengthened: another PRH/XBRL statement was added to the financial series (2025-12-31).
B2
2026-09-1557/100 · v0.14
B2 → B2- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
42/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 28 years of registry continuity.
Registry and status signalsVakaa
76/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2025-03-28
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Hoivapörssi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.