Business profile

HTH Service Oy

HTH Service Oy's registered office is Toivala. It is a limited company. The company was established on 2014-03-18. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-02-28, revenue was €47,801 and operating profit was -€6,098.

Claim profileContact details
Business ID 2608468-7ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2608468-7
Sector
Activities of insurance agents and brokers
Municipality
Toivala
Company form
Limited company
Registration date
2014-03-18
Business ID registration date
2014-02-28
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Ruskeisentie 33 A, 70900, Toivala

Email: [email protected]Source observation

People and decision-makers

Hyvönen Harri TapioToimitusjohtaja

About HTH Service Oy

Financial position and key figures for the company.

HTH Service Oy's location municipality is Toivala. It is a limited company. The company was established on 2014-03-18. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-02-28, revenue was €47,801 and operating profit was -€6,098. The latest retained financial statement for 2026-02-28 shows revenue of €47,801 and profit for the financial year of -€11,852. Based on the latest retained statement, revenue growth was +9.2%, operating margin was -10.2%, and equity ratio was +4.4%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2026-02-28

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth9.2%
Operating margin-10.2%
Equity ratio4.4%
Revenue€47,801+€4,030 (+9.2%) vs previous periodPrevious: €43,771
Operating profit (loss)-€6,098-€11,767 (-207.6%) vs previous periodPrevious: €5,669
Profit (loss) for the financial year-€11,852-€11,254 (-1881.9%) vs previous periodPrevious: -€598
Assets€122,366-€4,708 (-3.7%) vs previous periodPrevious: €127,074
Balance-sheet contextLatest financial period
Profit before taxes-€11,852Previous: -€598
Employees1Previous: 1
Revenue trend5 periods
€81,124
2022-02-28
€58,538
2023-02-28
€63,796
2024-02-29
€43,771
2025-02-28
€47,801
2026-02-28
Operating profit (loss) trend5 periods
€3,045
2022-02-28
-€11,272
2023-02-28
€21,316
2024-02-29
€5,669
2025-02-28
-€6,098
2026-02-28
Profit (loss) for the financial year trend5 periods
€1,896
2022-02-28
-€15,318
2023-02-28
€12,598
2024-02-29
-€598
2025-02-28
-€11,852
2026-02-28
Assets trend5 periods
€42,661
2022-02-28
€131,664
2023-02-28
€143,610
2024-02-29
€127,074
2025-02-28
€122,366
2026-02-28

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioWeak
5/100 · Declining
4.4 %2025-02-28: 15.8 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2025-02-28: Ei saatavilla
Operating profit marginWeak
25/100 · Declining
-10.2 %2025-02-28: 11.6 %
Ratio history
Ratio2022-02-282023-02-282024-02-292025-02-282026-02-28
Equity ratio66.4 %8.2 %15.7 %15.8 %4.4 %
Current ratio-----
Operating profit margin3.7 %-19.3 %33.4 %11.6 %-10.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2608468-7
VAT IDFI26084687
EU IDFIFPRO.2608468-7
MunicipalityToivala
Current registered entries
2014-02-28Registered in Tax Administration (Prepayment Register)
2014-03-18Registered in Tax Administration (Tax Administration)
2014-03-18Registered in Patent and Registration Office (Trade Register)
2025-07-10VAT-liable for business activity in Tax Administration (VAT Register)

Responsible people

Public role relationships materialized from source observations.

Hyvönen Harri TapioToimitusjohtajaSources: 5 · Confidence: 78%
Hallman-Hyvönen Heidi Mira ElinaVarajäsenSources: 2 · Confidence: 78%
Hyvönen Harri TapioVarsinainen jäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorHTH Service Oy
Grade downgradedA3 → B3 · new analysis 2026-10-18
Model score43/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
4 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating · 2 consecutive periods
SolvencyDeteriorating
LiquidityNot enough history
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
57 peers
Solvency14%
Below 86% of peers
Profitability21%
Below 79% of peers
Revenue growth61%
Better than 61% of peers
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • Long registry continuity
Risk factors to note
  • Negative profitability or net result
  • Losses in the latest and previous available periods
  • Coordinated deterioration across 3 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
B3
2026-10-1843/100 · v0.15
A3 → B3 · -28 points
  • Revenue: Not enough history → Deteriorating
  • Profitability: Not enough history → Deteriorating
  • Solvency: Not enough history → Deteriorating
A3
2026-10-0571/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 12 years of registry continuity.

Registry and status signalsVakaa
76/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

15 register eventsLatest event: 2025-07-04

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-05.

This company profile has not been claimed yet

HTH Service Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.