Financial statement availableFinancialEvidence verified
21 Oct 2026 · PRH / XBRLFinancial period ends 2026-08-31.Business profile
Huhtari Oy
Huhtari Oy's registered office is Oulu. It is a limited company. The company was established on 2019-08-07. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-08-31, revenue was €91,585 and operating profit was €22,565.
Business ID 3016464-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3016464-7
- Sector
- Activities of insurance agents and brokers
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2019-08-07
- Business ID registration date
- 2019-08-06
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pyssysepäntie 4 B, 90800, Oulu
About Huhtari Oy
Financial position and key figures for the company.
Huhtari Oy's location municipality is Oulu. It is a limited company. The company was established on 2019-08-07. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-08-31, revenue was €91,585 and operating profit was €22,565. The latest retained financial statement for 2026-08-31 shows revenue of €91,585 and profit for the financial year of €18,052. Based on the latest retained statement, revenue growth was +25.4%, operating margin was +24.6%, and equity ratio was +95.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-08-31
7
7
PRH/XBRL financial statement
Derived indicators
Revenue growth25.4%
Operating margin24.6%
Equity ratio95.2%
Balance-sheet contextLatest financial period
Cash and bank€30,259Previous: €22,829
Retained earnings€45,624Previous: €41,033
Equity€63,675Previous: €49,524
Liabilities€3,212Previous: €2,578
Current assets€37,354Previous: €27,413
Current liabilities€3,212Previous: €2,578
Revenue trend7 periods
€29,063
2020-08-31
€74,532
2021-08-31
€69,255
2022-08-31
€88,207
2023-08-31
€78,300
2024-08-31
€73,040
2025-08-31
€91,585
2026-08-31
Operating profit (loss) trend7 periods
€976
2020-08-31
€16,217
2021-08-31
€8,648
2022-08-31
€26,021
2023-08-31
€11,911
2024-08-31
€10,588
2025-08-31
€22,565
2026-08-31
Profit (loss) for the financial year trend7 periods
€570
2020-08-31
€12,499
2021-08-31
€6,693
2022-08-31
€20,777
2023-08-31
€9,491
2024-08-31
€8,490
2025-08-31
€18,052
2026-08-31
Assets trend7 periods
€1,050
2020-08-31
€15,012
2021-08-31
€21,723
2022-08-31
€39,701
2023-08-31
€47,044
2024-08-31
€52,102
2025-08-31
€66,887
2026-08-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2020-08-31 | 2021-08-31 | 2022-08-31 | 2023-08-31 | 2024-08-31 | 2025-08-31 | 2026-08-31 |
|---|---|---|---|---|---|---|---|
| Equity ratio | 54.2 % | 87.0 % | 86.2 % | 95.8 % | 94.7 % | 95.0 % | 95.2 % |
| Current ratio | 1.08x | 6.35x | 4.87x | 5.65x | 4.07x | 8.86x | 9.42x |
| Operating profit margin | 3.1 % | 21.8 % | 12.5 % | 29.4 % | 15.1 % | 14.5 % | 24.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3016464-7
EU IDFIFPRO.3016464-7
MunicipalityOulu
Current registered entries
2019-08-06Registered in Tax Administration (Prepayment Register)
2019-08-07Registered in Tax Administration (Tax Administration)
2019-08-07Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodHuhtari Oy
Grade unchangedA2 · new analysis 2026-11-08
89/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyStable
LiquidityImproving · 2 consecutive periods
Same industry, size and age groupDescriptive comparison – does not change the model score.
48 peersSolvency63%
Better than 63% of peers
Profitability69%
Better than 69% of peers
Liquidity88%
Better than 88% of peers
Revenue growth79%
Better than 79% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings51 days after period end
42 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-11-0889/100 · v0.15
A2 → A2A2
2026-11-03 00:5189/100 · v0.15
A2 → A2 · +8 points- Evidence strengthened: a newer PRH/XBRL financial statement was added to the assessment (2026-08-31).
A2
2026-10-3181/100 · v0.15
A2 → A2A2
2026-10-1781/100 · v0.15
Oldest retained automatic assessment in this comparisonA2
2026-11-08
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
57/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Risk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2025-10-03
Financial statements availability
Available financial statement periods and PRH source filings.
7 financial statement periodsLatest financial period: 2026-08-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Huhtari Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.