Business profile

Huhtari Oy

Huhtari Oy's registered office is Oulu. It is a limited company. The company was established on 2019-08-07. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-08-31, revenue was €73,040 and operating profit was €10,588.

Claim profileContact details
Business ID 3016464-7ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3016464-7
Sector
Activities of insurance agents and brokers
Municipality
Oulu
Company form
Limited company
Registration date
2019-08-07
Business ID registration date
2019-08-06
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Pyssysepäntie 4 B, 90800, Oulu

About Huhtari Oy

Financial position and key figures for the company.

Huhtari Oy's location municipality is Oulu. It is a limited company. The company was established on 2019-08-07. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-08-31, revenue was €73,040 and operating profit was €10,588. The latest retained financial statement for 2025-08-31 shows revenue of €73,040 and profit for the financial year of €8,490. Based on the latest retained statement, revenue growth was -6.7%, operating margin was +14.5%, and equity ratio was +95.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-08-31

Imported periods6
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-6.7%
Operating margin14.5%
Equity ratio95.1%
Revenue€73,040-€5,260 (-6.7%) vs previous periodPrevious: €78,300
Operating profit (loss)€10,588-€1,323 (-11.1%) vs previous periodPrevious: €11,911
Profit (loss) for the financial year€8,490-€1,001 (-10.5%) vs previous periodPrevious: €9,491
Assets€52,102+€5,058 (+10.8%) vs previous periodPrevious: €47,044
Balance-sheet contextLatest financial period
Other operating income€0Previous: €400
Cash and bank€22,829Previous: €10,214
Retained earnings€41,033Previous: €35,042
Equity€49,524Previous: €44,533
Liabilities€2,578Previous: €2,511
Current assets€27,413Previous: €26,506
Current liabilities€2,578Previous: €2,511
Revenue trend2 periods
€78,300
2024-08-31
€73,040
2025-08-31
Operating profit (loss) trend2 periods
€11,911
2024-08-31
€10,588
2025-08-31
Profit (loss) for the financial year trend2 periods
€9,491
2024-08-31
€8,490
2025-08-31
Assets trend2 periods
€47,044
2024-08-31
€52,102
2025-08-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
95.0 %2024-08-31: 94.7 %
Current ratioGood
100/100 · Improving
8.86x2024-08-31: 4.07x
Operating profit marginGood
86/100 · Declining
14.5 %2024-08-31: 15.1 %
Ratio history
Ratio2024-08-312025-08-31
Equity ratio94.7 %95.0 %
Current ratio4.07x8.86x
Operating profit margin15.1 %14.5 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3016464-7
EU IDFIFPRO.3016464-7
MunicipalityOulu
Current registered entries
2019-08-06Registered in Tax Administration (Prepayment Register)
2019-08-07Registered in Tax Administration (Tax Administration)
2019-08-07Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodHuhtari Oy
Grade upgradedB1 → A2 · new analysis 2026-09-20
Model score81/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueStable
ProfitabilityStable
SolvencyStable
LiquidityImproving
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag33 days after period end
Typical registration lag34 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-09-20 03:2681/100 · v0.14
B1 → A2 · +18 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-08-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1463/100 · v0.14
B1 → B1
B1
2026-09-1463/100 · v0.13
B1 → B1 · +3 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1360/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-09-20
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

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Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 7 years of registry continuity.

Registry and status signalsSeurattava
57/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

9 register eventsLatest event: 2025-10-03

Financial statements availability

Available financial statement periods and PRH source filings.

6 financial statement periodsLatest financial period: 2025-08-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Huhtari Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.