Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Humi Store Oy
Humi Store Oy's registered office is Lahti. It is a limited company. The company was established on 2018-05-31. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-03-31, revenue was €82,191 and operating profit was €49,531.
Business ID 2914868-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2914868-2
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 2018-05-31
- Business ID registration date
- 2018-05-13
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Näkkimistönkatu 16 C, 15680, Lahti
About Humi Store Oy
Financial position and key figures for the company.
Humi Store Oy's location municipality is Lahti. It is a limited company. The company was established on 2018-05-31. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-03-31, revenue was €82,191 and operating profit was €49,531. The latest retained financial statement for 2026-03-31 shows revenue of €82,191 and profit for the financial year of €73,363. Based on the latest retained statement, revenue growth was +138.8%, operating margin was +60.3%, and equity ratio was +93.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth138.8%
Operating margin60.3%
Equity ratio93.9%
Balance-sheet contextLatest financial period
Other operating income€3,203Previous: €11,741
Cash and bank€60,769Previous: €93,091
Retained earnings€100,564Previous: €23,595
Equity€176,427Previous: €111,809
Liabilities€11,389Previous: €11,384
Current assets€60,769Previous: €122,178
Current liabilities€11,389Previous: €11,384
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Declining
Operating profit marginGood
100/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2914868-2
VAT IDFI29148682
EU IDFIFPRO.2914868-2
MunicipalityLahti
Current registered entries
2018-05-31Registered in Tax Administration (Tax Administration)
2018-05-31Registered in Patent and Registration Office (Trade Register)
2024-12-19VAT-liable for business activity in Tax Administration (VAT Register)
2025-03-06Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodHumi Store Oy
Grade unchangedA2 · new analysis 2026-10-17
86/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
52 peersSolvency67%
Better than 67% of peers
Profitability81%
Better than 81% of peers
Liquidity71%
Better than 71% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings114 days after period end
114 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1786/100 · v0.15
A2 → A2A2
2026-09-19 13:0586/100 · v0.14
B1 → A2 · +18 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1468/100 · v0.14
B1 → B1B1
2026-09-1468/100 · v0.13
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
63/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2025-07-16
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2026-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Humi Store Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.