Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Huvila Seppälä Oy
Huvila Seppälä Oy's registered office is Menkijärvi. It is a limited company. The company was established on 1965-12-17. It operates in the industry of manufacture of prefabricated wooden buildings. In its latest retained statement for 2024-12-31, revenue was €276,941 and operating profit was €31,598.
Business ID 0790670-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0790670-2
- Sector
- Manufacture of prefabricated wooden buildings
- Municipality
- Menkijärvi
- Company form
- Limited company
- Registration date
- 1965-12-17
- Business ID registration date
- 1990-03-22
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: MENKIJÄRVENTIE 813, 62760, Menkijärvi
About Huvila Seppälä Oy
Financial position and key figures for the company.
Huvila Seppälä Oy's location municipality is Menkijärvi. It is a limited company. The company was established on 1965-12-17. It operates in the industry of manufacture of prefabricated wooden buildings. In its latest retained statement for 2024-12-31, revenue was €276,941 and operating profit was €31,598. The latest retained financial statement for 2024-12-31 shows revenue of €276,941 and profit for the financial year of €21,550. Based on the latest retained statement, revenue growth was +3.7%, operating margin was +11.4%, and equity ratio was +3.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth3.7%
Operating margin11.4%
Equity ratio3.3%
Balance-sheet contextLatest financial period
Other operating income-€91Previous: €4,216
Inventory€80,197Previous: €94,213
Cash and bank€53Previous: €2,281
Retained earnings-€48,001Previous: €43,789
Equity€6,015Previous: -€15,535
Liabilities€173,851Previous: €204,693
Current assets€103,738Previous: €107,751
Current liabilities€127,750Previous: €146,021
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
4/100 · Improving
Current ratioPassable
21/100 · Declining
Operating profit marginGood
79/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0790670-2
VAT IDFI07906702
EU IDFIFPRO.0790670-2
MunicipalityMenkijärvi
Current registered entries
1965-12-17Registered in Patent and Registration Office (Trade Register)
1990-03-22Registered in Tax Administration (Tax Administration)
1990-04-01Registered in Tax Administration (Employer Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryHuvila Seppälä Oy
Grade unchangedB2 · new analysis 2026-10-17
55/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
3303 peersSolvency15%
Below 85% of peers
Profitability65%
Better than 65% of peers
Liquidity53%
Close to the peer-group midpoint
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings127 days after period end
127 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1755/100 · v0.15
B2 → B2 · +1 pointsB2
2026-09-20 04:1354/100 · v0.14
B1 → B2 · -15 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1469/100 · v0.14
B1 → B1B1
2026-09-1469/100 · v0.13
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
52/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
97/100
The company has about 60 years of registry continuity.
Registry and status signalsVakaa
86/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statements registeredFinancialEvidence verified
2 Oct 2026 · PRH / KREKFINANCIAL STATEMENTSRisk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
31 register eventsLatest event: 2026-10-02
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Huvila Seppälä Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.