Business profile

HWC-Health & Wellness Coaching Oy

HWC-Health & Wellness Coaching Oy's registered office is Oulu. It is a limited company. The company was established on 2020-06-03. It operates in the industry of sports and recreation education. In its latest retained statement for 2025-12-31, revenue was €400 and operating profit was €136.

Claim profileContact details
Business ID 3134694-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3134694-4
Sector
Sports and recreation education
Municipality
Oulu
Company form
Limited company
Registration date
2020-06-03
Business ID registration date
2020-05-07
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Alalaanilantie 5 A 3, 90500, Oulu

About HWC-Health & Wellness Coaching Oy

Financial position and key figures for the company.

HWC-Health & Wellness Coaching Oy's location municipality is Oulu. It is a limited company. The company was established on 2020-06-03. It operates in the industry of sports and recreation education. In its latest retained statement for 2025-12-31, revenue was €400 and operating profit was €136. The latest retained financial statement for 2025-12-31 shows revenue of €400 and profit for the financial year of €100. Based on the latest retained statement, revenue growth was -27.3%, operating margin was +34.1%, and equity ratio was +96.3%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods6
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-27.3%
Operating margin34.1%
Equity ratio96.3%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €104
Cash and bank€3,088Previous: €2,779
Retained earnings€3,357Previous: €3,045
Equity€3,457Previous: €3,357
Liabilities€133Previous: €111
Current assets€3,590Previous: €3,469
Current liabilities€133Previous: €111
Revenue trend2 periods
€550
2024-12-31
€400
2025-12-31
Operating profit (loss) trend2 periods
€391
2024-12-31
€136
2025-12-31
Profit (loss) for the financial year trend2 periods
€313
2024-12-31
€100
2025-12-31
Assets trend2 periods
€3,469
2024-12-31
€3,590
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
96.3 %2024-12-31: 96.8 %
Current ratioGood
100/100 · Declining
23.24x2024-12-31: 24.93x
Operating profit marginGood
100/100 · Declining
34.1 %2024-12-31: 59.8 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio96.8 %96.3 %
Current ratio24.93x23.24x
Operating profit margin59.8 %34.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3134694-4
VAT IDFI31346944
EU IDFIFPRO.3134694-4
MunicipalityOulu
Current registered entries
2020-06-01VAT-liable for business activity in Tax Administration (VAT Register)
2020-06-01Registered in Tax Administration (Prepayment Register)
2020-06-03Registered in Tax Administration (Tax Administration)
2020-06-03Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodHWC-Health & Wellness Coaching Oy
Grade unchangedA2 · new analysis 2026-10-17
Model score81/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
43 peers
Solvency91%
Better than 91% of peers
Profitability88%
Better than 88% of peers
Liquidity95%
Better than 95% of peers
Revenue growth37%
Below 63% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag15 days after period end
Typical registration lag32 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Coordinated deterioration across 3 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1781/100 · v0.15
A2 → A2
A2
2026-09-20 21:1781/100 · v0.14
B1 → A2 · +17 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1464/100 · v0.14
B1 → B1
B1
2026-09-1464/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 6 years of registry continuity.

Registry and status signalsSeurattava
59/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

8 register eventsLatest event: 2026-01-15

Financial statements availability

Available financial statement periods and PRH source filings.

6 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

HWC-Health & Wellness Coaching Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.