Risk grade updatedRisk gradeEvidence verified
13 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
I & Y Team Oy
I & Y Team Oy's registered office is Kangasala. It is a limited company. The company was established on 2023-09-13. It operates in the industry of on-demand passenger transport service activities by vehicle with driver. In its latest retained statement for 2025-12-31, revenue was €72 and operating profit was €513.
Business ID 3388252-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3388252-1
- Sector
- On-demand passenger transport service activities by vehicle with driver
- Municipality
- Kangasala
- Company form
- Limited company
- Registration date
- 2023-09-13
- Business ID registration date
- 2023-09-06
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kenttäpolku 2 A 4, 36220, Kangasala
Phone: +358505370468Source observation
Email: [email protected]Source observation
People and decision-makers
Kotwal IbrahimToimitusjohtaja
About I & Y Team Oy
Financial position and key figures for the company.
I & Y Team Oy's location municipality is Kangasala. It is a limited company. The company was established on 2023-09-13. It operates in the industry of on-demand passenger transport service activities by vehicle with driver. In its latest retained statement for 2025-12-31, revenue was €72 and operating profit was €513. Based on the latest retained statement, revenue growth was -99.9%, operating margin was +712.5%, and equity ratio was not currently available.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-99.9%
Operating margin712.5%
Revenue€72-€95,509 (-99.9%) vs previous periodPrevious: €95,581
Operating profit (loss)€513-€10,138 (-95.2%) vs previous periodPrevious: €10,650
Balance-sheet contextLatest financial period
Employees1Previous: 1
Revenue trend2 periods
€95,581
2024-12-31
€72
2025-12-31
Operating profit (loss) trend2 periods
€10,650
2024-12-31
€513
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioNot assessable
0/100 · Trend unavailable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | - | - |
| Current ratio | - | - |
| Operating profit margin | 11.1 % | 712.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3388252-1
VAT IDFI33882521
EU IDFIFPRO.3388252-1
MunicipalityKangasala
Current registered entries
2023-09-06VAT-liable for business activity in Tax Administration (VAT Register)
2023-09-06Registered in Tax Administration (Prepayment Register)
2023-09-13Registered in Tax Administration (Tax Administration)
2023-09-13Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Kotwal IbrahimToimitusjohtajaSources: 5 · Confidence: 78%
Kotwal IbrahimVarsinainen jäsenSources: 2 · Confidence: 78%
Kotwal SadafVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorI & Y Team Oy
Grade unchangedB3 · new analysis 2026-10-18
47/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
2 comparable periodsProfitabilityImproving
SolvencyNot enough history
LiquidityNot enough history
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Severe registry event 6–12 months ago
- Elevated industry distress context
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB3
2026-10-1847/100 · v0.15
B3 → B3B3
2026-10-1347/100 · v0.14
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
47/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsSeurattava
45/100
A severity-mapped registry signal 6–12 months ago remains relevant with reduced component weight.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2026-03-24
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-06.
This company profile has not been claimed yet
I & Y Team Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.