Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
If Vahinkovakuutus Oyj, Suomen sivuliike
If Vahinkovakuutus Oyj, Suomen sivuliike's registered office is Esbo. It is a branch. The company was established on 2000-01-11. It operates in the industry of activities of non-life insurance companies.
Business ID 1602149-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1602149-8
- Sector
- Activities of non-life insurance companies
- Municipality
- Esbo
- Company form
- Branch
- Registration date
- 2000-01-11
- Business ID registration date
- 2000-05-30
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Keilasatama 2, 02150, Esbo
Postal address: P.O. Box 4, 00025, If
Phone: +35810191500Source observation
Website: https://www.if.fiSource observation
Instagram profile: https://www.instagram.com/ifvakuutusSource: company website
Youtube profile: https://www.youtube.com/user/IfVahinkovakuutusSource: company website
Facebook profile: https://www.facebook.com/ifvakuutusSource: company website
People and decision-makers
Börjesson Bengt Erik JohanUlkomainen edustaja
Dernestam Trolén Ingrid MariaUlkomainen edustaja
Edsman Måns Fredrik MattiasUlkomainen edustaja
About If Vahinkovakuutus Oyj, Suomen sivuliike
Financial position and key figures for the company.
If Vahinkovakuutus Oyj, Suomen sivuliike's location municipality is Esbo. It is a branch. The company was established on 2000-01-11. It operates in the industry of activities of non-life insurance companies.
Auxiliary business names
Public alternate names materialized from source observations.
If FörsäkringIf InsuranceIf P&C Insurance Ltd (publ), branch in FinlandIf Skadeförsäkring AB (publ), filial i FinlandIf VakuutusIfshop
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Direkt försäkring i samtliga skadeförsäkringsklasser. Indirekt försäkring i samtliga skadeförsäkrings- och livsförsäkringsklasser.
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1602149-8
VAT IDFI16021498
EU IDFIFPRO.1602149-8
MunicipalityEsbo
Current registered entries
2000-01-11Registered in Patent and Registration Office (Trade Register)
2000-05-29Registered in Tax Administration (Prepayment Register)
2000-05-30Registered in Tax Administration (Tax Administration)
2000-06-01Registered
2008-01-01Registered in Tax Administration (Employer Register)
2017-10-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
2017-10-01VAT-liable for business activity in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Börjesson Bengt Erik JohanUlkomainen edustajaSources: 2 · Confidence: 78%
Dernestam Trolén Ingrid MariaUlkomainen edustajaSources: 2 · Confidence: 78%
Edsman Måns Fredrik MattiasUlkomainen edustajaSources: 2 · Confidence: 78%
Eriksson Jon Anders OlofUlkomainen edustajaSources: 2 · Confidence: 78%
Høiby Karoline Elsa ForsbergUlkomainen edustajaSources: 2 · Confidence: 78%
Anders Marcus Christian NilssonUlkomainen edustajaSources: 1 · Confidence: 76%
Annika Katarina von SchoultzUlkomainen edustajaSources: 1 · Confidence: 76%
Christophersen Jonas SmithUlkomainen edustajaSources: 2 · Confidence: 78%
Duker Andreas MarcusUlkomainen edustajaSources: 2 · Confidence: 78%
Folkvord Janbu AstridUlkomainen edustajaSources: 2 · Confidence: 78%
Forsberg Per NiclasUlkomainen edustajaSources: 2 · Confidence: 78%
Färkkilä Eero AnteroUlkomainen edustajaSources: 2 · Confidence: 78%
Granquist Kristine EskildUlkomainen edustajaSources: 2 · Confidence: 78%
Hallén Erik JakobUlkomainen edustajaSources: 2 · Confidence: 78%
Halmesmäki Tiina MariaUlkomainen edustajaSources: 2 · Confidence: 78%
Hedin Samuel LennartUlkomainen edustajaSources: 2 · Confidence: 78%
Hedlund Jan OskarUlkomainen edustajaSources: 2 · Confidence: 78%
Holmén Pirjo KaarinaUlkomainen edustajaSources: 2 · Confidence: 78%
Holst William BjørnbakUlkomainen edustajaSources: 2 · Confidence: 78%
Holthe Ingrid JanbuUlkomainen edustajaSources: 2 · Confidence: 78%
Hörberg Per AndreasUlkomainen edustajaSources: 2 · Confidence: 78%
Jalava Nina ChristinaUlkomainen edustajaSources: 2 · Confidence: 78%
Jägerhult Fjelberg MarianneUlkomainen edustajaSources: 2 · Confidence: 78%
Jääskeläinen Katja JohannaUlkomainen edustajaSources: 2 · Confidence: 78%
Jørgensen Simon BrønlundUlkomainen edustajaSources: 2 · Confidence: 78%
Karppi Antti MatiasUlkomainen edustajaSources: 2 · Confidence: 78%
Kihlström Johan VictorUlkomainen edustajaSources: 2 · Confidence: 78%
Kilpinen Jari HenrikUlkomainen edustajaSources: 2 · Confidence: 78%
Kleissl Sussi CassiasUlkomainen edustajaSources: 2 · Confidence: 78%
Beck Lars KufallOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Kari Markus KoljonenUlkomainen edustajaSources: 1 · Confidence: 76%
Timo Ilmari KoskelaUlkomainen edustajaSources: 1 · Confidence: 76%
Petra Susanna KyllönenUlkomainen edustajaSources: 1 · Confidence: 76%
Carina Birgitta LidgrenUlkomainen edustajaSources: 1 · Confidence: 76%
Karin Margareta LidmanUlkomainen edustajaSources: 1 · Confidence: 76%
Markus Tapio MunterUlkomainen edustajaSources: 1 · Confidence: 76%
Erik Vilhelm NordblomUlkomainen edustajaSources: 1 · Confidence: 76%
Martin Leisten PetersenUlkomainen edustajaSources: 1 · Confidence: 76%
Line Gjengedal RuudUlkomainen edustajaSources: 1 · Confidence: 76%
Hanne Cecilie RøedUlkomainen edustajaSources: 1 · Confidence: 76%
Kristian Møller SmidtUlkomainen edustajaSources: 1 · Confidence: 76%
Poul Bertel SteffensenUlkomainen edustajaSources: 1 · Confidence: 76%
Karl Oskar StorsjöUlkomainen edustajaSources: 1 · Confidence: 76%
Klas Petter SvenssonUlkomainen edustajaSources: 1 · Confidence: 76%
Anders Skalmerud SørboUlkomainen edustajaSources: 1 · Confidence: 76%
Ville Petteri TalasmäkiUlkomainen edustajaSources: 1 · Confidence: 76%
Anna Karoliina ToikkaUlkomainen edustajaSources: 1 · Confidence: 76%
Rami Mikael UrhoUlkomainen edustajaSources: 1 · Confidence: 76%
Tiina Tellervo VoipioEdustajaSources: 1 · Confidence: 76%
Kristine Birk WagnerUlkomainen edustajaSources: 1 · Confidence: 76%
Mia Katarina ÖrsåUlkomainen edustajaSources: 1 · Confidence: 76%
Byholt MortenUlkomainen edustajaSources: 2 · Confidence: 78%
Jensen MetteUlkomainen edustajaSources: 2 · Confidence: 78%
Rasmus Ruby-JohansenUlkomainen edustajaSources: 1 · Confidence: 76%
Morten ThorsrudUlkomainen edustajaSources: 1 · Confidence: 76%
Sumit MalhotraUlkomainen edustajaSources: 1 · Confidence: 76%
Silja ReschkeUlkomainen edustajaSources: 1 · Confidence: 76%
Dag RehmeUlkomainen edustajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodIf Vahinkovakuutus Oyj, Suomen sivuliike
Grade unchangedA3 · new analysis 2026-10-20
74/100
Medium
Registry and statistical evidenceRegistry and statistics based
Supporting factors
- Active registered status
- Long registry continuity
- Lower industry distress context
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-2074/100 · v0.15
A3 → A3A3
2026-09-2774/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-20
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
73/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 26 years of registry continuity.
Registry and status signalsSeurattava
70/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
44 register eventsLatest event: 2026-06-18
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-09.
This company profile has not been claimed yet
If Vahinkovakuutus Oyj, Suomen sivuliike shows public core facts. A company representative can claim the profile, update public information, and access owner tools.