Business profile

Iira Capital Oy

Iira Capital Oy's registered office is Esbo. It is a limited company. The company was established on 2022-11-22. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €124,518 and operating profit was €31,921.

Claim profileContact details
Business ID 3325309-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3325309-8
Sector
Activities of insurance agents and brokers
Municipality
Esbo
Company form
Limited company
Registration date
2022-11-22
Business ID registration date
2022-11-15
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Peuraniitty 1 A 14, 02750, Esbo

About Iira Capital Oy

Financial position and key figures for the company.

Iira Capital Oy's location municipality is Esbo. It is a limited company. The company was established on 2022-11-22. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €124,518 and operating profit was €31,921. The latest retained financial statement for 2025-12-31 shows revenue of €124,518 and profit for the financial year of €14,708. Based on the latest retained statement, revenue growth was -1.6%, operating margin was +25.6%, and equity ratio was +11.4%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-1.6%
Operating margin25.6%
Equity ratio11.4%
Revenue€124,518-€2,027 (-1.6%) vs previous periodPrevious: €126,546
Operating profit (loss)€31,921+€5,216 (+19.5%) vs previous periodPrevious: €26,706
Profit (loss) for the financial year€14,708+€6,949 (+89.6%) vs previous periodPrevious: €7,759
Assets€314,431-€6,322 (-2.0%) vs previous periodPrevious: €320,753
Balance-sheet contextLatest financial period
Other operating income€14,200Previous: €16,200
Cash and bank€31Previous: €4,317
Retained earnings€21,035Previous: €13,276
Equity€35,743Previous: €21,035
Liabilities€278,688Previous: €299,718
Current assets€9,343Previous: €4,396
Current liabilities€18,160Previous: €17,612
Revenue trend2 periods
€126,546
2024-12-31
€124,518
2025-12-31
Operating profit (loss) trend2 periods
€26,706
2024-12-31
€31,921
2025-12-31
Profit (loss) for the financial year trend2 periods
€7,759
2024-12-31
€14,708
2025-12-31
Assets trend2 periods
€320,753
2024-12-31
€314,431
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
14/100 · Improving
11.4 %2024-12-31: 6.6 %
Current ratioWeak
0/100 · Declining
0.00x2024-12-31: 0.25x
Operating profit marginGood
100/100 · Improving
23.0 %2024-12-31: 18.7 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio6.6 %11.4 %
Current ratio0.25x0.00x
Operating profit margin18.7 %23.0 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3325309-8
EU IDFIFPRO.3325309-8
MunicipalityEsbo
Current registered entries
2022-11-15Registered in Tax Administration (Prepayment Register)
2022-11-22Registered in Tax Administration (Tax Administration)
2022-11-22Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryIira Capital Oy
Grade unchangedB2 · new analysis 2026-10-18
Model score57/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueStable
ProfitabilityImproving
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame industryDescriptive comparison – does not change the model score.
64 peers
Solvency17%
Below 83% of peers
Profitability70%
Better than 70% of peers
Liquidity13%
Below 87% of peers
Revenue growth22%
Below 78% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag52 days after period end
Typical registration lag46 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong operating profitability
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Weak current ratio
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B2
2026-10-1857/100 · v0.15
B2 → B2
B2
2026-09-27 08:4257/100 · v0.14
B2 → B2 · -2 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1559/100 · v0.14
B2 → B2 · +2 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 3 years of registry continuity.

Registry and status signalsRajallinen
44/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

5 register eventsLatest event: 2026-02-21

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Iira Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.