Risk grade updatedRisk gradeEvidence verified
7 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Ilokivi Oy
Ilokivi Oy's registered office is Jämsä. It is a limited company. The company was established on 1993-09-15. It operates in the industry of activities of agents involved in the wholesale of food, beverages and tobacco. In its latest retained statement for 2025-12-31, revenue was €8,121,099 and operating profit was €95,946.
Business ID 0948824-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0948824-1
- Sector
- Activities of agents involved in the wholesale of food, beverages and tobacco
- Municipality
- Jämsä
- Company form
- Limited company
- Registration date
- 1993-09-15
- Business ID registration date
- 1993-12-01
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Juustotie 12, 42100, Jämsä
Phone: +358400314214Source observation
Email: [email protected]Source observation
Website: https://ilokivi.fiSource observation
People and decision-makers
Luomanperä Esa JaakkoToimitusjohtaja
About Ilokivi Oy
Financial position and key figures for the company.
Ilokivi Oy's location municipality is Jämsä. It is a limited company. The company was established on 1993-09-15. It operates in the industry of activities of agents involved in the wholesale of food, beverages and tobacco. In its latest retained statement for 2025-12-31, revenue was €8,121,099 and operating profit was €95,946. The latest retained financial statement for 2025-12-31 shows revenue of €8,121,099 and profit for the financial year of €76,387. Based on the latest retained statement, revenue growth was +2.0%, operating margin was +1.2%, and equity ratio was +53.4%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on elintarvikkeiden, kulutustavaroiden, teollisuuden raaka-aineiden sekä koneiden ja laitteiden kauppa, välittäminen ja pakkauspalvelut, liikkeenjohdon ja markkinoinnin konsultointi, koulutus ja julkaisutoiminta sekä arvopaperikauppa.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth2.0%
Operating margin1.2%
Equity ratio53.4%
Revenue€8,121,099+€163,203 (+2.1%) vs previous periodPrevious: €7,957,896
Operating profit (loss)€95,946-€3,974 (-4.0%) vs previous periodPrevious: €99,920
Profit (loss) for the financial year€76,387+€60,386 (+377.4%) vs previous periodPrevious: €16,001
Assets€2,260,079+€21,379 (+1.0%) vs previous periodPrevious: €2,238,700
Balance-sheet contextLatest financial period
Profit before taxes€95,514Previous: €99,888
Employees1Previous: 1
Revenue trend5 periods
€5,469,000
2021-12-31
€7,233,180
2022-12-31
€6,716,743
2023-12-31
€7,957,896
2024-12-31
€8,121,099
2025-12-31
Operating profit (loss) trend5 periods
€81,000
2021-12-31
€144,618
2022-12-31
€102,710
2023-12-31
€99,920
2024-12-31
€95,946
2025-12-31
Profit (loss) for the financial year trend5 periods
€136,000
2021-12-31
€195,226
2022-12-31
€88,790
2023-12-31
€16,001
2024-12-31
€76,387
2025-12-31
Assets trend5 periods
€1,875,000
2021-12-31
€2,223,160
2022-12-31
€2,126,818
2023-12-31
€2,238,700
2024-12-31
€2,260,079
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
67/100 · Declining
Current ratioSatisfactory
56/100 · Declining
Operating profit marginPassable
53/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 64.5 % | 59.2 % | 61.3 % | 54.5 % | 53.4 % |
| Current ratio | 2.07x | 1.90x | 1.98x | 1.71x | 1.68x |
| Operating profit margin | 1.5 % | 2.0 % | 1.5 % | 1.3 % | 1.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0948824-1
VAT IDFI09488241
EU IDFIFPRO.0948824-1
MunicipalityJämsä
Current registered entries
1993-09-15Registered in Patent and Registration Office (Trade Register)
1993-12-01Registered in Tax Administration (Tax Administration)
1999-05-19Registered in Tax Administration (Prepayment Register)
1999-06-01VAT-liable for business activity in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Luomanperä Esa JaakkoToimitusjohtajaSources: 3 · Confidence: 78%
Luomanperä Esa JaakkoPuheenjohtajaSources: 2 · Confidence: 78%
Luomanperä Laura AnneliVarsinainen jäsenSources: 3 · Confidence: 78%
Luomanperä Jaakko ViljamiVarsinainen jäsenSources: 3 · Confidence: 78%
Luomanperä Anette MariaVarsinainen jäsenSources: 3 · Confidence: 78%
Anssi TikkanenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodIlokivi Oy
Grade upgradedB1 → A3 · new analysis 2026-10-17
73/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsRevenueImproving
ProfitabilityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
76 peersSolvency50%
Close to the peer-group midpoint
Profitability29%
Below 71% of peers
Liquidity72%
Better than 72% of peers
Revenue growth59%
Better than 59% of peers
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1773/100 · v0.15
B1 → A3 · +7 points- Revenue: Not enough history → Improving
- Profitability: Not enough history → Stable
- Solvency: Not enough history → Deteriorating
B1
2026-10-0766/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
52/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 33 years of registry continuity.
Registry and status signalsVakaa
77/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2026-04-10
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-10.
This company profile has not been claimed yet
Ilokivi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.