Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → C.Business profile
Innocard Suomi Oy
Innocard Suomi Oy's registered office is Alajärvi. It is a limited company. The company was established on 2014-04-15. It operates in the industry of retail sale of other cultural and recreational goods n.e.c.. In its latest retained statement for 2022-03-31, revenue was €565 and operating profit was -€1,688.
Business ID 2611170-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2611170-2
- Sector
- Retail sale of other cultural and recreational goods n.e.c.
- Municipality
- Alajärvi
- Company form
- Limited company
- Registration date
- 2014-04-15
- Business ID registration date
- 2014-03-07
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Hirsikankaantie 2, 62900, Alajärvi
About Innocard Suomi Oy
Financial position and key figures for the company.
Innocard Suomi Oy's location municipality is Alajärvi. It is a limited company. The company was established on 2014-04-15. It operates in the industry of retail sale of other cultural and recreational goods n.e.c.. In its latest retained statement for 2022-03-31, revenue was €565 and operating profit was -€1,688. The latest retained financial statement for 2022-03-31 shows revenue of €565 and profit for the financial year of -€3,686. Based on the latest retained statement, revenue growth was -96.7%, operating margin was -299.1%, and equity ratio was -1123.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2022-03-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-96.7%
Operating margin-299.1%
Equity ratio-1123.7%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €2,061
Cash and bank€3Previous: €18
Retained earnings-€48,394Previous: -€46,902
Equity-€49,580Previous: -€45,894
Liabilities€53,992Previous: €54,835
Current assets€4,412Previous: €8,941
Current liabilities€34,152Previous: €40,045
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
0/100 · Stable
Operating profit marginWeak
0/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2611170-2
EU IDFIFPRO.2611170-2
MunicipalityAlajärvi
Current registered entries
2014-04-15Registered in Patent and Registration Office (Trade Register)
2014-04-23Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskInnocard Suomi Oy
Grade unchangedC · new analysis 2026-10-18
30/100
Low
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
130 peersSolvency1%
Below 99% of peers
Profitability4%
Below 96% of peers
Liquidity17%
Below 83% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings222 days after period end
222 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Negative equity
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1830/100 · v0.15
C → CC
2026-09-25 02:4730/100 · v0.14
B2 → C · -27 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2022-03-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2 · +1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1456/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 12 years of registry continuity.
Registry and status signalsSeurattava
57/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2023-09-01
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2022-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Innocard Suomi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.