Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Ins Tsto Kärkimaa Oy
Ins Tsto Kärkimaa Oy's registered office is Tampere. It is a limited company. The company was established on 2003-08-11. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2023-12-31, revenue was €48,041 and operating profit was €3,893.
Business ID 1843255-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1843255-7
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2003-08-11
- Business ID registration date
- 2003-07-30
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vanhalankatu 4, 33730, Tampere
Website: https://www.inststo-karkimaa.fiSource observation
About Ins Tsto Kärkimaa Oy
Financial position and key figures for the company.
Ins Tsto Kärkimaa Oy's location municipality is Tampere. It is a limited company. The company was established on 2003-08-11. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2023-12-31, revenue was €48,041 and operating profit was €3,893. The latest retained financial statement for 2023-12-31 shows revenue of €48,041 and profit for the financial year of €3,878. Based on the latest retained statement, revenue growth was +19.4%, operating margin was +8.1%, and equity ratio was +71.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2023-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth19.4%
Operating margin8.1%
Equity ratio71.0%
Balance-sheet contextLatest financial period
Cash and bank€3,899Previous: €8,750
Retained earnings€1,042Previous: -€16,596
Equity€12,920Previous: €9,042
Liabilities€5,267Previous: €5,665
Current assets€18,187Previous: €14,707
Current liabilities€5,267Previous: €5,665
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
89/100 · Improving
Current ratioPassable
25/100 · Declining
Operating profit marginSatisfactory
70/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1843255-7
VAT IDFI18432557
EU IDFIFPRO.1843255-7
MunicipalityTampere
Current registered entries
2003-08-05Registered in Tax Administration (Tax Administration)
2003-08-11Registered in Patent and Registration Office (Trade Register)
2003-08-25VAT-liable for business activity in Tax Administration (VAT Register)
2003-08-25Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodIns Tsto Kärkimaa Oy
Grade unchangedA3 · new analysis 2026-10-18
73/100
Low
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
141 peersSolvency52%
Close to the peer-group midpoint
Profitability69%
Better than 69% of peers
Liquidity62%
Better than 62% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings146 days after period end
146 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1873/100 · v0.15
A3 → A3A3
2026-09-28 23:4073/100 · v0.14
B2 → A3 · +15 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2023-12-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1558/100 · v0.14
B2 → B2 · +2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1456/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 23 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2026-06-05
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2023-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Ins Tsto Kärkimaa Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.