Risk grade updatedRisk gradeEvidence verified
21 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Insinööritoimisto Fin-Lvi Oy
Insinööritoimisto Fin-Lvi Oy's registered office is Klaukkala. It is a limited company. The company was established on 1999-04-26. It operates in the industry of engineering design and technical consultancy incidental to heating, plumbing and air-conditioning. In its latest retained statement for 2025-08-31, revenue was €1,419,098 and operating profit was €431,992.
Business ID 1529608-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1529608-6
- Sector
- Engineering design and technical consultancy incidental to heating, plumbing and air-conditioning
- Municipality
- Klaukkala
- Company form
- Limited company
- Registration date
- 1999-04-26
- Business ID registration date
- 1999-04-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: LEPSÄMÄNTIE 1, 01800, Klaukkala
Phone: +358407482413Source observation
Email: [email protected]Source observation
Website: https://www.fin-lvi.comSource observation
People and decision-makers
Maljojoki Toni MarkusToimitusjohtaja
About Insinööritoimisto Fin-Lvi Oy
Financial position and key figures for the company.
Insinööritoimisto Fin-Lvi Oy's location municipality is Klaukkala. It is a limited company. The company was established on 1999-04-26. It operates in the industry of engineering design and technical consultancy incidental to heating, plumbing and air-conditioning. In its latest retained statement for 2025-08-31, revenue was €1,419,098 and operating profit was €431,992. The latest retained financial statement for 2025-08-31 shows revenue of €1,419,098 and profit for the financial year of €328,346. Based on the latest retained statement, revenue growth was -3.7%, operating margin was +20.1%, and equity ratio was +78.2%.
Auxiliary business names
Public alternate names materialized from source observations.
Klaukkalan Matkailuautovuokraus
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-08-31
0
0
Enriched source observation
Derived indicators
Revenue growth-3.7%
Operating margin20.1%
Equity ratio78.2%
Revenue€1,419,098-€54,373 (-3.7%) vs previous periodPrevious: €1,473,471
Operating profit (loss)€431,992+€97,726 (+29.2%) vs previous periodPrevious: €334,266
Profit (loss) for the financial year€328,346+€86,742 (+35.9%) vs previous periodPrevious: €241,604
Assets€3,226,470+€45,279 (+1.4%) vs previous periodPrevious: €3,181,190
Balance-sheet contextLatest financial period
Profit before taxes€410,726Previous: €302,363
Employees14Previous: 14
Revenue trend3 periods
€1,372,965
2023-08-31
€1,473,471
2024-08-31
€1,419,098
2025-08-31
Operating profit (loss) trend5 periods
€582,728
2021-08-31
€466,283
2022-08-31
€409,972
2023-08-31
€334,266
2024-08-31
€431,992
2025-08-31
Profit (loss) for the financial year trend5 periods
€458,899
2021-08-31
€365,367
2022-08-31
€310,342
2023-08-31
€241,604
2024-08-31
€328,346
2025-08-31
Assets trend5 periods
€3,008,134
2021-08-31
€3,164,519
2022-08-31
€3,304,377
2023-08-31
€3,181,190
2024-08-31
€3,226,470
2025-08-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
98/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2021-08-31 | 2022-08-31 | 2023-08-31 | 2024-08-31 | 2025-08-31 |
|---|---|---|---|---|---|
| Equity ratio | 64.4 % | 68.8 % | 70.0 % | 74.8 % | 78.2 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | - | - | 21.5 % | 16.4 % | 20.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1529608-6
VAT IDFI15296086
EU IDFIFPRO.1529608-6
MunicipalityKlaukkala
Current registered entries
1999-03-10VAT-liable for business activity in Tax Administration (VAT Register)
1999-03-18Registered in Tax Administration (Prepayment Register)
1999-04-19Registered in Tax Administration (Tax Administration)
1999-04-26Registered in Patent and Registration Office (Trade Register)
2000-01-01Registered in Tax Administration (Employer Register)
2011-11-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Maljojoki Toni MarkusToimitusjohtajaSources: 4 · Confidence: 78%
Maljojoki Toni MarkusVarsinainen jäsenSources: 2 · Confidence: 78%
Jaana MaljojokiHallitus: varajäsenSources: 1 · Confidence: 76%
Matti HolopainenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodInsinööritoimisto Fin-Lvi Oy
Grade unchangedA2 · new analysis 2026-10-21
82/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueStable
ProfitabilityVolatile
SolvencyStable
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
30 peersSolvency83%
Better than 83% of peers
Profitability77%
Better than 77% of peers
Revenue growth33%
Below 67% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA2
2026-10-2182/100 · v0.15
A2 → A2 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A2
2026-09-2283/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-21
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
62/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 27 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2025-12-06
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Insinööritoimisto Fin-Lvi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.