Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Insinööritoimisto TALVI Oy
Insinööritoimisto TALVI Oy's registered office is Vanda. It is a limited company. The company was established on 2014-04-08. It operates in the industry of engineering design and technical consultancy incidental to heating, plumbing and air-conditioning. In its latest retained statement for 2025-12-31, revenue was €278,174 and operating profit was €81,746.
Business ID 2612275-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2612275-1
- Sector
- Engineering design and technical consultancy incidental to heating, plumbing and air-conditioning
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2014-04-08
- Business ID registration date
- 2014-03-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kimalaisenranta 10, 01490, Vanda
Phone: +358445615208Source observation
Email: [email protected]Source observation
Website: https://www.insinooritoimistotalvi.fiSource observation
People and decision-makers
Tapaninen Jukka PekkaToimitusjohtaja
About Insinööritoimisto TALVI Oy
Financial position and key figures for the company.
Insinööritoimisto TALVI Oy's location municipality is Vanda. It is a limited company. The company was established on 2014-04-08. It operates in the industry of engineering design and technical consultancy incidental to heating, plumbing and air-conditioning. In its latest retained statement for 2025-12-31, revenue was €278,174 and operating profit was €81,746. The latest retained financial statement for 2025-12-31 shows revenue of €278,174 and profit for the financial year of €74,335. Based on the latest retained statement, revenue growth was +45.8%, operating margin was +29.4%, and equity ratio was +90.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth45.8%
Operating margin29.4%
Equity ratio90.3%
Revenue€278,174+€87,440 (+45.8%) vs previous periodPrevious: €190,734
Operating profit (loss)€81,746+€77,569 (+1857.2%) vs previous periodPrevious: €4,177
Profit (loss) for the financial year€74,335+€80,851 (+1240.8%) vs previous periodPrevious: -€6,516
Assets€282,698+€53,978 (+23.6%) vs previous periodPrevious: €228,720
Balance-sheet contextLatest financial period
Profit before taxes€92,233Previous: -€2,408
Employees2Previous: 2
Revenue trend5 periods
€198,777
2021-12-31
€196,992
2022-12-31
€276,276
2023-12-31
€190,734
2024-12-31
€278,174
2025-12-31
Operating profit (loss) trend5 periods
€40,691
2021-12-31
€23,681
2022-12-31
€91,028
2023-12-31
€4,177
2024-12-31
€81,746
2025-12-31
Profit (loss) for the financial year trend5 periods
€33,861
2021-12-31
€6,822
2022-12-31
€69,163
2023-12-31
-€6,516
2024-12-31
€74,335
2025-12-31
Assets trend5 periods
€202,447
2021-12-31
€192,341
2022-12-31
€272,389
2023-12-31
€228,720
2024-12-31
€282,698
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 234.6 % | 85.7 % | 81.1 % | 86.0 % | 90.3 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 20.5 % | 12.0 % | 33.0 % | 2.2 % | 29.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2612275-1
VAT IDFI26122751
EU IDFIFPRO.2612275-1
MunicipalityVanda
Current registered entries
2014-03-20VAT-liable for business activity in Tax Administration (VAT Register)
2014-03-20Registered in Tax Administration (Prepayment Register)
2014-04-08Registered in Tax Administration (Tax Administration)
2014-04-08Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Tapaninen Jukka PekkaToimitusjohtajaSources: 5 · Confidence: 78%
Tapaninen Jukka PekkaVarsinainen jäsenSources: 2 · Confidence: 78%
Kuivainen Niina TuulikkiVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodInsinööritoimisto TALVI Oy
Grade unchangedA2 · new analysis 2026-10-20
84/100
Medium
Usable financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
SolvencyStable
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
91 peersSolvency77%
Better than 77% of peers
Profitability84%
Better than 84% of peers
Revenue growth91%
Better than 91% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA2
2026-10-2084/100 · v0.15
A2 → A2 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A2
2026-09-1785/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-20
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
62/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 12 years of registry continuity.
Registry and status signalsSeurattava
71/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2025-03-01
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Insinööritoimisto TALVI Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.