Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Insinööritoimisto Tom-Ins Oy
Insinööritoimisto Tom-Ins Oy's registered office is Hämeenlinna. It is a limited company. The company was established on 2008-11-18. It operates in the industry of other engineering design and technical consultancy incidental to building construction. In its latest retained statement for 2025-12-31, revenue was €133,441 and operating profit was €26,268.
Business ID 2231360-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2231360-6
- Sector
- Other engineering design and technical consultancy incidental to building construction
- Municipality
- Hämeenlinna
- Company form
- Limited company
- Registration date
- 2008-11-18
- Business ID registration date
- 2008-11-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pekolankatu 14, 13220, Hämeenlinna
Phone: +358503845556Source observation
Email: [email protected]Source observation
Website: https://tomins.fiSource observation
E-invoice address: 003722313606 · Operator: Apix Messaging OySource: company website
Facebook profile: https://www.facebook.com/Insin%C3%B6%C3%B6ritoimisto-Tom-Ins-Oy-883712771641519Source: company website
People and decision-makers
Karppinen Tomi PetteriToimitusjohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Insinööritoimisto Tom-Ins Oy
Financial position and key figures for the company.
Insinööritoimisto Tom-Ins Oy's location municipality is Hämeenlinna. It is a limited company. The company was established on 2008-11-18. It operates in the industry of other engineering design and technical consultancy incidental to building construction. In its latest retained statement for 2025-12-31, revenue was €133,441 and operating profit was €26,268. The latest retained financial statement for 2025-12-31 shows revenue of €133,441 and profit for the financial year of €20,163. Based on the latest retained statement, revenue growth was -4.6%, operating margin was +19.7%, and equity ratio was +87.7%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on rakennusalan konsulttityöt sekä tietotekniset koulutus- ja asennuspalvelut.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-4.6%
Operating margin19.7%
Equity ratio87.7%
Revenue€133,441-€6,462 (-4.6%) vs previous periodPrevious: €139,903
Operating profit (loss)€26,268-€7,503 (-22.2%) vs previous periodPrevious: €33,770
Profit (loss) for the financial year€20,163-€5,461 (-21.3%) vs previous periodPrevious: €25,624
Assets€306,314+€4,620 (+1.5%) vs previous periodPrevious: €301,694
Balance-sheet contextLatest financial period
Profit before taxes€25,211Previous: €32,134
Employees1Previous: 1
Revenue trend5 periods
€190,660
2021-12-31
€171,358
2022-12-31
€173,869
2023-12-31
€139,903
2024-12-31
€133,441
2025-12-31
Operating profit (loss) trend5 periods
€89,247
2021-12-31
€68,487
2022-12-31
€58,413
2023-12-31
€33,770
2024-12-31
€26,268
2025-12-31
Profit (loss) for the financial year trend5 periods
€71,091
2021-12-31
€54,488
2022-12-31
€45,347
2023-12-31
€25,624
2024-12-31
€20,163
2025-12-31
Assets trend5 periods
€206,055
2021-12-31
€249,450
2022-12-31
€318,288
2023-12-31
€301,694
2024-12-31
€306,314
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
99/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 94.2 % | 93.5 % | 81.7 % | 89.0 % | 87.7 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 46.8 % | 40.0 % | 33.6 % | 24.1 % | 19.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2231360-6
VAT IDFI22313606
EU IDFIFPRO.2231360-6
MunicipalityHämeenlinna
Current registered entries
2008-08-11VAT-liable for business activity in Tax Administration (VAT Register)
2008-11-05Registered in Tax Administration (Prepayment Register)
2008-11-11Registered in Tax Administration (Tax Administration)
2008-11-18Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Karppinen Tomi PetteriToimitusjohtajaSources: 3 · Confidence: 78%
Karppinen Tomi PetteriVarsinainen jäsenSources: 2 · Confidence: 78%
Menja KarppinenHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodInsinööritoimisto Tom-Ins Oy
Grade unchangedA2 · new analysis 2026-10-19
81/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsSolvencyImproving
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
58 peersSolvency88%
Better than 88% of peers
Profitability79%
Better than 79% of peers
Revenue growth34%
Below 66% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA2
2026-10-1981/100 · v0.15
A2 → A2 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A2
2026-09-2182/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-19
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
62/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 17 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
21 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2026-04-17
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Insinööritoimisto Tom-Ins Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.