Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.Business profile
InsRova Oy
InsRova Oy's registered office is Rovaniemi. It is a limited company. The company was established on 2022-10-10. It operates in the industry of other engineering design and technical consultancy incidental to building construction. In its latest retained statement for 2025-10-31, revenue was €60,577 and operating profit was €3,235.
Business ID 3316521-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3316521-5
- Sector
- Other engineering design and technical consultancy incidental to building construction
- Municipality
- Rovaniemi
- Company form
- Limited company
- Registration date
- 2022-10-10
- Business ID registration date
- 2022-10-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Koskenkyläntie 246, 96600, Rovaniemi
About InsRova Oy
Financial position and key figures for the company.
InsRova Oy's location municipality is Rovaniemi. It is a limited company. The company was established on 2022-10-10. It operates in the industry of other engineering design and technical consultancy incidental to building construction. In its latest retained statement for 2025-10-31, revenue was €60,577 and operating profit was €3,235. The latest retained financial statement for 2025-10-31 shows revenue of €60,577 and profit for the financial year of €2,526. Based on the latest retained statement, revenue growth was -6.1%, operating margin was +5.3%, and equity ratio was +67.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-10-31
3
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-6.1%
Operating margin5.3%
Equity ratio67.3%
Balance-sheet contextLatest financial period
Cash and bank€5,906Previous: €4,602
Retained earnings€7,886Previous: €3,386
Equity€10,412Previous: €8,571
Liabilities€5,069Previous: €3,076
Current assets€11,113Previous: €5,822
Current liabilities€5,069Previous: €3,076
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
84/100 · Declining
Current ratioSatisfactory
39/100 · Declining
Operating profit marginSatisfactory
63/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3316521-5
VAT IDFI33165215
EU IDFIFPRO.3316521-5
MunicipalityRovaniemi
Current registered entries
2022-10-05VAT-liable for business activity in Tax Administration (VAT Register)
2022-10-05Registered in Tax Administration (Prepayment Register)
2022-10-10Registered in Tax Administration (Tax Administration)
2022-10-10Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodInsRova Oy
Grade upgradedB2 → A3 · new analysis 2026-09-22
71/100
Medium
Usable financial evidenceFinancial data included
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings19 days after period end
187 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-09-22 03:5771/100 · v0.14
B2 → A3 · +18 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1453/100 · v0.14
B2 → B2 · -2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1355/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-22
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
62/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
47/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2025-12-10
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-10-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
InsRova Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.