Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Installer Suomi Oy
Installer Suomi Oy's registered office is Lahti. It is a limited company. The company was established on 2022-06-08. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2025-10-31, revenue was €698,273 and operating profit was €62,997.
Business ID 3289602-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3289602-4
- Sector
- Plumbing, heat and air-conditioning installation
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 2022-06-08
- Business ID registration date
- 2022-05-24
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Teräkatu 3, 15100, Lahti
Website: https://www.installer.fiSource observation
About Installer Suomi Oy
Financial position and key figures for the company.
Installer Suomi Oy's location municipality is Lahti. It is a limited company. The company was established on 2022-06-08. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2025-10-31, revenue was €698,273 and operating profit was €62,997. The latest retained financial statement for 2025-10-31 shows revenue of €698,273 and profit for the financial year of €62,279. Based on the latest retained statement, revenue growth was +18.8%, operating margin was +9.0%, and equity ratio was +3.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-10-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth18.8%
Operating margin9.0%
Equity ratio3.8%
Balance-sheet contextLatest financial period
Inventory€3,863Previous: €4,199
Cash and bank€89,439Previous: €26,103
Retained earnings-€122,754Previous: -€131,630
Equity€6,874Previous: -€55,405
Liabilities€172,042Previous: €173,086
Current assets€159,484Previous: €88,999
Current liabilities€104,693Previous: €96,420
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
5/100 · Improving
Current ratioPassable
30/100 · Improving
Operating profit marginSatisfactory
73/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3289602-4
VAT IDFI32896024
EU IDFIFPRO.3289602-4
MunicipalityLahti
Current registered entries
2022-05-24VAT-liable for business activity in Tax Administration (VAT Register)
2022-06-08Registered in Tax Administration (Tax Administration)
2022-06-08Registered in Patent and Registration Office (Trade Register)
2022-07-01Registered in Tax Administration (Employer Register)
2022-07-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorInstaller Suomi Oy
Grade unchangedB3 · new analysis 2026-10-17
46/100
Medium
Usable financial evidenceFinancial data included
Same industry and sizeDescriptive comparison – does not change the model score.
40 peersSolvency10%
Below 90% of peers
Profitability78%
Better than 78% of peers
Liquidity73%
Better than 73% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings133 days after period end
133 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1746/100 · v0.15
B3 → B3B3
2026-09-30 08:1946/100 · v0.14
B3 → B3 · -1 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1547/100 · v0.14
B2 → B3 · -5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1452/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsSeurattava
56/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2026-03-13
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-10-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-07.
This company profile has not been claimed yet
Installer Suomi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.