Business profile

Instotec Oy

Instotec Oy's registered office is Lahti. It is a limited company. The company was established on 2020-03-18. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €55,794 and operating profit was €5,006.

Business ID 3125075-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3125075-8
Sector
Construction of residential and non-residential buildings
Municipality
Lahti
Company form
Limited company
Registration date
2020-03-18
Business ID registration date
2020-03-10
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Pataljoonankatu 4 C, 15700, Lahti

About Instotec Oy

Financial position and key figures for the company.

Instotec Oy's location municipality is Lahti. It is a limited company. The company was established on 2020-03-18. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €55,794 and operating profit was €5,006. The latest retained financial statement for 2025-12-31 shows revenue of €55,794 and profit for the financial year of €1,989. Based on the latest retained statement, revenue growth was -8.5%, operating margin was +9.0%, and equity ratio was +28.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-8.5%
Operating margin9.0%
Equity ratio28.1%
Balance-sheet contextLatest financial period
Cash and bank€9,034Previous: €17,352
Retained earnings€3,268Previous: €16,242
Equity€5,257Previous: €3,268
Liabilities€13,472Previous: €15,460
Current assets€18,497Previous: €18,419
Current liabilities€13,455Previous: €15,460
Revenue trend2 periods
€60,979
2024-12-31
€55,794
2025-12-31
Operating profit (loss) trend2 periods
€7,500
2024-12-31
€5,006
2025-12-31
Profit (loss) for the financial year trend2 periods
-€12,974
2024-12-31
€1,989
2025-12-31
Assets trend2 periods
€18,728
2024-12-31
€18,729
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioPassable
35/100 · Improving
28.1 %2024-12-31: 17.4 %
Current ratioPassable
22/100 · Declining
0.67x2024-12-31: 1.12x
Operating profit marginSatisfactory
72/100 · Declining
9.0 %2024-12-31: 12.3 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio17.4 %28.1 %
Current ratio1.12x0.67x
Operating profit margin12.3 %9.0 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3125075-8
VAT IDFI31250758
EU IDFIFPRO.3125075-8
MunicipalityLahti
Current registered entries
2020-03-18Registered in Tax Administration (Tax Administration)
2020-03-18Registered in Patent and Registration Office (Trade Register)
2020-04-01VAT-liable for business activity in Tax Administration (VAT Register)
2020-04-01Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableInstotec Oy
Grade upgradedB2 → B1 · new analysis 2026-09-20
Model score60/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueStable
ProfitabilityDeteriorating
SolvencyImproving
LiquidityDeteriorating
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag43 days after period end
Typical registration lag32 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong operating profitability
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Weak current ratio
  • Coordinated deterioration across 2 financial domains
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B1
2026-09-20 03:2660/100 · v0.14
B2 → B1 · +10 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1450/100 · v0.14
B2 → B2
B2
2026-09-1450/100 · v0.13
B2 → B2 · -3 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1353/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-09-20
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
25/100

Industry context is high based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 6 years of registry continuity.

Registry and status signalsSeurattava
63/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

12 register eventsLatest event: 2026-02-12

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Instotec Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.