Business profile

Insvet Oy

Insvet Oy's registered office is Hyvinkää. It is a limited company. The company was established on 2020-05-12. It operates in the industry of joinery installation. In its latest retained statement for 2023-12-31, revenue was €135,558 and operating profit was -€2,060.

Claim profileContact details
Business ID 3134241-7ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3134241-7
Sector
Joinery installation
Municipality
Hyvinkää
Company form
Limited company
Registration date
2020-05-12
Business ID registration date
2020-05-05
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Jussilankuja 1 E 24, 05880, Hyvinkää

About Insvet Oy

Financial position and key figures for the company.

Insvet Oy's location municipality is Hyvinkää. It is a limited company. The company was established on 2020-05-12. It operates in the industry of joinery installation. In its latest retained statement for 2023-12-31, revenue was €135,558 and operating profit was -€2,060. The latest retained financial statement for 2023-12-31 shows revenue of €135,558 and profit for the financial year of -€8,305. Based on the latest retained statement, revenue growth was -6.6%, operating margin was -1.5%, and equity ratio was -22.7%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2023-12-31

Imported periods4
PRH parsed3
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-6.6%
Operating margin-1.5%
Equity ratio-22.7%
Balance-sheet contextLatest financial period
Other operating income€1,980Previous: €576
Cash and bank€610Previous: €3,132
Advances received€1,400Previous: €0
Retained earnings-€3,339Previous: -€4,593
Equity-€11,644Previous: -€3,339
Liabilities€62,857Previous: €57,682
Current assets€20,012Previous: €12,742
Current liabilities€62,857Previous: €57,682
Revenue trend3 periods
€110,218
2021-12-31
€145,187
2022-12-31
€135,558
2023-12-31
Operating profit (loss) trend3 periods
-€6,899
2021-12-31
€3,172
2022-12-31
-€2,060
2023-12-31
Profit (loss) for the financial year trend3 periods
-€6,994
2021-12-31
€1,254
2022-12-31
-€8,305
2023-12-31
Assets trend3 periods
€19,208
2021-12-31
€54,343
2022-12-31
€51,212
2023-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
0/100 · Declining
-23.4 %2022-12-31: -6.1 %
Current ratioWeak
0/100 · Declining
0.01x2022-12-31: 0.05x
Operating profit marginWeak
46/100 · Declining
-1.5 %2022-12-31: 2.2 %
Ratio history
Ratio2021-12-312022-12-312023-12-31
Equity ratio-23.9 %-6.1 %-23.4 %
Current ratio0.06x0.05x0.01x
Operating profit margin-6.3 %2.2 %-1.5 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3134241-7
EU IDFIFPRO.3134241-7
MunicipalityHyvinkää
Current registered entries
2020-05-12Registered in Tax Administration (Tax Administration)
2020-05-12Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
D
High riskInsvet Oy
Grade unchangedD · new analysis 2026-10-18
Model score24/100
Assessment confidenceLow
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development has been volatile across multiple domains.
3 comparable periods
RevenueImproving
ProfitabilityVolatile
SolvencyVolatile
LiquidityStable
Peer comparisonSame industryDescriptive comparison – does not change the model score.
65 peers
Solvency9%
Below 91% of peers
Profitability18%
Below 82% of peers
Liquidity34%
Below 66% of peers
Revenue growth31%
Below 69% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag114 days after period end
Typical registration lag98 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Negative equity
  • Parsed financial metrics are older than the newest reported filing
  • Weak current ratio
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
D
2026-10-1824/100 · v0.15
D → D
D
2026-10-05 09:3924/100 · v0.14
B2 → D · -30 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2023-12-31).
  • Assessment confidence: Medium → Low.
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1554/100 · v0.14
B2 → B2 · -1 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeD
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

A serious financial risk signal affects this grade. Review the profile financial indicators as well.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
45/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 6 years of registry continuity.

Registry and status signalsRajallinen
53/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → D.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

15 register eventsLatest event: 2025-06-04

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2023-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-04.

This company profile has not been claimed yet

Insvet Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.