Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Investime Oy
Investime Oy's registered office is Turku. It is a limited company. The company was established on 1987-05-20. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €93,725 and operating profit was €2,138.
Business ID 0648529-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0648529-9
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Turku
- Company form
- Limited company
- Registration date
- 1987-05-20
- Business ID registration date
- 1987-03-09
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tykistökatu 4, 20520, Turku
Postal address: Lehdontie 1, 71870, Harjamäki
Phone: +358442926661Source observation
Email: [email protected]Source observation
Website: https://www.investime.fiSource observation
People and decision-makers
Sonninen Kalle JohannesToimitusjohtaja
About Investime Oy
Financial position and key figures for the company.
Investime Oy's location municipality is Turku. It is a limited company. The company was established on 1987-05-20. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €93,725 and operating profit was €2,138. The latest retained financial statement for 2025-12-31 shows revenue of €93,725 and profit for the financial year of €2,212. Based on the latest retained statement, revenue growth was -24.3%, operating margin was +2.3%, and equity ratio was +22.0%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on tietokoneohjelmistojen valmistus ja myynti sekä kaikki muu laillinen liiketoiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
3
PRH/XBRL financial statement
Derived indicators
Revenue growth-24.3%
Operating margin2.3%
Equity ratio22.0%
Balance-sheet contextLatest financial period
Cash and bank€14,887Previous: €17,523
Retained earnings-€332,386Previous: -€324,826
Equity€21,326Previous: €19,114
Liabilities€75,437Previous: €89,956
Current assets€31,639Previous: €35,276
Current liabilities€75,437Previous: €89,956
Revenue trend3 periods
€109,950
2023-12-31
€123,868
2024-12-31
€93,725
2025-12-31
Operating profit (loss) trend3 periods
-€1,610
2023-12-31
-€9,854
2024-12-31
€2,138
2025-12-31
Profit (loss) for the financial year trend3 periods
-€1,730
2023-12-31
-€7,560
2024-12-31
€2,212
2025-12-31
Assets trend3 periods
€95,322
2023-12-31
€109,070
2024-12-31
€96,762
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
28/100 · Improving
Current ratioWeak
7/100 · Improving
Operating profit marginPassable
56/100 · Improving
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Equity ratio | 28.0 % | 17.5 % | 22.0 % |
| Current ratio | 0.29x | 0.19x | 0.20x |
| Operating profit margin | -1.5 % | -8.0 % | 2.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0648529-9
VAT IDFI06485299
EU IDFIFPRO.0648529-9
MunicipalityTurku
Current registered entries
1987-03-09Registered in Tax Administration (Tax Administration)
1987-05-20Registered in Patent and Registration Office (Trade Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Sonninen Kalle JohannesToimitusjohtajaSources: 4 · Confidence: 78%
Uusitalo Mikko AnteroPuheenjohtajaSources: 4 · Confidence: 78%
Kinttala Jonne Jarno JohannesVarsinainen jäsenSources: 3 · Confidence: 78%
Sonninen Kalle JohannesVarsinainen jäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableInvestime Oy
Grade unchangedB1 · new analysis 2026-10-17
60/100
High
Strong financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
3 comparable periodsRevenueVolatile
ProfitabilityVolatile
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
46 peersSolvency22%
Below 78% of peers
Profitability59%
Better than 59% of peers
Liquidity35%
Below 65% of peers
Revenue growth30%
Below 70% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings164 days after period end
164 days after period end
3 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1760/100 · v0.15
B1 → B1B1
2026-09-15 13:3160/100 · v0.14
A3 → B1 · -17 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1477/100 · v0.14
A3 → A3A3
2026-09-1477/100 · v0.13
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 39 years of registry continuity.
Registry and status signalsVakaa
84/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
24 register eventsLatest event: 2026-06-13
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Investime Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.