Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Investria Oy
Investria Oy's registered office is Lahti. It is a limited company. The company was established on 2014-09-10. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €33,807 and operating profit was €1,756.
Business ID 2637573-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2637573-2
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 2014-09-10
- Business ID registration date
- 2014-08-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Askonkatu 9 A, 15100, Lahti
About Investria Oy
Financial position and key figures for the company.
Investria Oy's location municipality is Lahti. It is a limited company. The company was established on 2014-09-10. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €33,807 and operating profit was €1,756. The latest retained financial statement for 2025-12-31 shows revenue of €33,807 and profit for the financial year of -€4,543. Based on the latest retained statement, revenue growth was -3.7%, operating margin was +5.2%, and equity ratio was +17.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-3.7%
Operating margin5.2%
Equity ratio17.9%
Balance-sheet contextLatest financial period
Cash and bank€46Previous: €103
Retained earnings€50,285Previous: €54,406
Equity€60,741Previous: €75,435
Liabilities€279,515Previous: €325,734
Current assets€46Previous: €253
Current liabilities€71,363Previous: €55,109
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
22/100 · Declining
Current ratioWeak
0/100 · Stable
Operating profit marginSatisfactory
63/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2637573-2
EU IDFIFPRO.2637573-2
MunicipalityLahti
Current registered entries
2014-09-01Registered in Tax Administration (Prepayment Register)
2014-09-10Registered in Patent and Registration Office (Trade Register)
2014-09-17Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableInvestria Oy
Grade unchangedB1 · new analysis 2026-10-17
62/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
52 peersSolvency19%
Below 81% of peers
Profitability62%
Better than 62% of peers
Liquidity15%
Below 85% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings227 days after period end
227 days after period end
1 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Long registry continuity
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1762/100 · v0.15
B1 → B1B1
2026-09-19 07:4662/100 · v0.14
B1 → B1 · -7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1469/100 · v0.14
B1 → B1B1
2026-09-1469/100 · v0.13
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 12 years of registry continuity.
Registry and status signalsSeurattava
57/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2025-03-01
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Investria Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.