Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → B2.Business profile
ISA-Yhtiö Oy
ISA-Yhtiö Oy's registered office is Rovaniemi. It is a limited company. The company was established on 2022-08-25. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2026-01-31, revenue was €45,186 and operating profit was €33,927.
Business ID 3306947-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3306947-7
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Rovaniemi
- Company form
- Limited company
- Registration date
- 2022-08-25
- Business ID registration date
- 2022-08-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tähtipolku 4 B, 96190, Rovaniemi
About ISA-Yhtiö Oy
Financial position and key figures for the company.
ISA-Yhtiö Oy's location municipality is Rovaniemi. It is a limited company. The company was established on 2022-08-25. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2026-01-31, revenue was €45,186 and operating profit was €33,927. The latest retained financial statement for 2026-01-31 shows revenue of €45,186 and profit for the financial year of €19,907. Based on the latest retained statement, revenue growth was +24.4%, operating margin was +75.1%, and equity ratio was +18.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-01-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth24.4%
Operating margin75.1%
Equity ratio18.5%
Balance-sheet contextLatest financial period
Cash and bank€624Previous: €516
Retained earnings€17,271Previous: €3,708
Equity€37,178Previous: €17,271
Liabilities€164,163Previous: €171,990
Current assets€689Previous: €561
Current liabilities€28,346Previous: €32,991
Revenue trend2 periods
€36,316
2025-01-31
€45,186
2026-01-31
Operating profit (loss) trend2 periods
€29,465
2025-01-31
€33,927
2026-01-31
Profit (loss) for the financial year trend2 periods
€13,562
2025-01-31
€19,907
2026-01-31
Assets trend2 periods
€189,261
2025-01-31
€201,341
2026-01-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
23/100 · Improving
Current ratioWeak
1/100 · Stable
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2025-01-31 | 2026-01-31 |
|---|---|---|
| Equity ratio | 9.1 % | 18.5 % |
| Current ratio | 0.02x | 0.02x |
| Operating profit margin | 81.1 % | 75.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3306947-7
VAT IDFI33069477
EU IDFIFPRO.3306947-7
MunicipalityRovaniemi
Current registered entries
2022-08-25Registered in Tax Administration (Tax Administration)
2022-08-25Registered in Patent and Registration Office (Trade Register)
2022-11-06Registered in Tax Administration (Prepayment Register)
2023-03-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
2023-03-01VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryISA-Yhtiö Oy
Grade unchangedB2 · new analysis 2026-10-18
57/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
SolvencyImproving
LiquidityStable
Same industryDescriptive comparison – does not change the model score.
77 peersSolvency27%
Below 73% of peers
Profitability100%
Better than 100% of peers
Liquidity39%
Below 61% of peers
Revenue growth83%
Better than 83% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings39 days after period end
93 days after period end
3 consecutive periods
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1857/100 · v0.15
B2 → B2B2
2026-09-24 00:5457/100 · v0.14
B3 → B2 · +17 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-01-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1540/100 · v0.14
B3 → B3 · -9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1449/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
47/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2026-03-11
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2026-01-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
ISA-Yhtiö Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.