Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Isännöinti Harjula Oy
Isännöinti Harjula Oy's registered office is Rusko. It is a limited company. The company was established on 2020-11-16. It operates in the industry of other real estate activities on a fee or contract basis. In its latest retained statement for 2025-12-31, revenue was €3,457 and operating profit was -€2,031.
Business ID 3170345-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3170345-4
- Sector
- Other real estate activities on a fee or contract basis
- Municipality
- Rusko
- Company form
- Limited company
- Registration date
- 2020-11-16
- Business ID registration date
- 2020-11-11
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Sattontie 406, 21290, Rusko
Email: [email protected]Source observation
Website: https://saanaharjula.fiSource observation
People and decision-makers
Harjula Saana MarielaToimitusjohtaja
About Isännöinti Harjula Oy
Financial position and key figures for the company.
Isännöinti Harjula Oy's location municipality is Rusko. It is a limited company. The company was established on 2020-11-16. It operates in the industry of other real estate activities on a fee or contract basis. In its latest retained statement for 2025-12-31, revenue was €3,457 and operating profit was -€2,031. The latest retained financial statement for 2025-12-31 shows revenue of €3,457 and profit for the financial year of -€2,080. Based on the latest retained statement, revenue growth was -59.0%, operating margin was -58.8%, and equity ratio was not currently available.
Auxiliary business names
Public alternate names materialized from source observations.
Koirapalvelu Harjula
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Kiinteistöjen isännöinti. Kaikki laillinen liiketoiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-59.0%
Operating margin-58.8%
Revenue€3,457-€4,983 (-59.0%) vs previous periodPrevious: €8,440
Operating profit (loss)-€2,031-€3,342 (-255.0%) vs previous periodPrevious: €1,311
Profit (loss) for the financial year-€2,080-€3,072 (-309.7%) vs previous periodPrevious: €992
Balance-sheet contextLatest financial period
Employees1Previous: 1
Revenue trend5 periods
€7,782
2021-12-31
€6,214
2022-12-31
€10,748
2023-12-31
€8,440
2024-12-31
€3,457
2025-12-31
Operating profit (loss) trend5 periods
€588
2021-12-31
€729
2022-12-31
€186
2023-12-31
€1,311
2024-12-31
-€2,031
2025-12-31
Profit (loss) for the financial year trend5 periods
€470
2021-12-31
€583
2022-12-31
€99
2023-12-31
€992
2024-12-31
-€2,080
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioNot assessable
0/100 · Trend unavailable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | - | - | - | - | - |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 7.3 % | 10.5 % | 1.6 % | 13.7 % | -58.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3170345-4
EU IDFIFPRO.3170345-4
MunicipalityRusko
Current registered entries
2020-11-16Registered in Tax Administration (Tax Administration)
2020-11-16Registered in Patent and Registration Office (Trade Register)
2021-01-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Harjula Saana MarielaToimitusjohtajaSources: 6 · Confidence: 78%
Harjula Saana MarielaVarsinainen jäsenSources: 3 · Confidence: 78%
Harjula Raija IreneVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskIsännöinti Harjula Oy
Grade downgradedB2 → C · new analysis 2026-10-17
39/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
4 comparable periodsProfitabilityVolatile
SolvencyNot enough history
LiquidityNot enough history
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsC
2026-10-1739/100 · v0.15
B2 → C · -18 points- Revenue: Not enough history → Deteriorating
- Profitability: Not enough history → Volatile
- Evidence quality: Registry and statistical evidence → Limited financial evidence.
B2
2026-09-2657/100 · v0.14
Oldest retained automatic assessment in this comparisonC
2026-10-17
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
54/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-04-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Isännöinti Harjula Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.