Risk grade updatedRisk gradeEvidence verified
14 Nov 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Business profile
Isännöitsijätoimisto Esa Kortelainen Oy
Isännöitsijätoimisto Esa Kortelainen Oy's registered office is Jyväskylä. It is a limited company. The company was established on 1981-06-11. It operates in the industry of other real estate activities on a fee or contract basis. In its latest retained statement for 2024-12-31, revenue was €365,000 and operating profit was €18,000.
Business ID 0424579-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0424579-3
- Sector
- Other real estate activities on a fee or contract basis
- Municipality
- Jyväskylä
- Company form
- Limited company
- Registration date
- 1981-06-11
- Business ID registration date
- 1981-09-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kauppakatu 17 A 2, 40100, Jyväskylä
Phone: +35814611268Source observation
Email: [email protected]Source observation
Website: https://www.kortelainen.netSource observation
People and decision-makers
Kortelainen Lari MatiasToimitusjohtaja
About Isännöitsijätoimisto Esa Kortelainen Oy
Financial position and key figures for the company.
Isännöitsijätoimisto Esa Kortelainen Oy's location municipality is Jyväskylä. It is a limited company. The company was established on 1981-06-11. It operates in the industry of other real estate activities on a fee or contract basis. In its latest retained statement for 2024-12-31, revenue was €365,000 and operating profit was €18,000. The latest retained financial statement for 2024-12-31 shows revenue of €365,000 and profit for the financial year of €19,000. Based on the latest retained statement, revenue growth was +5.8%, operating margin was +4.9%, and equity ratio was +80.9%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Asunto- ja kiinteistöosakeyhtiöiden valvonta ja hoito, isännöinnin konsultointi, tilitoimisto, taloushallinnon konsultointi, liikejohdon konsultointi ja asunto- ja kiinteistöosakkaiden sekä kiinteistöjen omistus ja myynti sekä välitys ja vuokraus ja muu laillinen liiketoiminta. Yhtiö voi omistaa, hallita ja vuokrata kiinteistöjä tai sellaisen hallintaan oikeuttavia osakkeita sekä muita arvopapereita.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Source observation
Derived indicators
Revenue growth5.8%
Operating margin4.9%
Equity ratio80.9%
Revenue€365,000+€20,000 (+5.8%) vs previous periodPrevious: €345,000
Operating profit (loss)€18,000-€6,000 (-25.0%) vs previous periodPrevious: €24,000
Profit (loss) for the financial year€19,000-€1,000 (-5.0%) vs previous periodPrevious: €20,000
Assets€177,000-€5,000 (-2.7%) vs previous periodPrevious: €182,000
Balance-sheet contextLatest financial period
Employees4Previous: No comparison value
Revenue trend5 periods
€370,000
2020-12-31
€369,000
2021-12-31
€353,000
2022-12-31
€345,000
2023-12-31
€365,000
2024-12-31
Operating profit (loss) trend5 periods
€35,000
2020-12-31
€41,000
2021-12-31
€5,000
2022-12-31
€24,000
2023-12-31
€18,000
2024-12-31
Profit (loss) for the financial year trend5 periods
€28,000
2020-12-31
€33,000
2021-12-31
€4,000
2022-12-31
€20,000
2023-12-31
€19,000
2024-12-31
Assets trend5 periods
€276,000
2020-12-31
€284,000
2021-12-31
€271,000
2022-12-31
€182,000
2023-12-31
€177,000
2024-12-31
Additional financial figures
The company's financial figures across different years.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | €365,000 | €345,000 | €353,000 | €369,000 | €370,000 |
| Operating profit | - | €18,000 | €24,000 | €5,000 | €41,000 | €35,000 |
| EBIT margin | - | 4,9 % | 7 % | 1,4 % | 11,1 % | 9,5 % |
| Profit for the financial year | - | €19,000 | €20,000 | €4,000 | €33,000 | €28,000 |
| Equity ratio | - | 80,9 % | 74,2 % | 87,8 % | 88,7 % | 84,4 % |
| Balance sheet total | - | €177,000 | €182,000 | €271,000 | €284,000 | €276,000 |
| Employees | 4 | 4 | - | - | - | - |
Financial ratios
Financial ratios based on financial statement data. Source: Lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginSatisfactory
62/100 · Declining
Ratio history
| Ratio | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 84.4 % | 88.7 % | 87.8 % | 74.2 % | 80.9 % |
| Current ratio | 5.05x | 7.19x | 6.64x | 2.79x | 4.32x |
| Operating profit margin | 9.5 % | 11.1 % | 1.4 % | 7.0 % | 4.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0424579-3
VAT IDFI04245793
EU IDFIFPRO.0424579-3
MunicipalityJyväskylä
Current registered entries
1981-06-11Registered in Patent and Registration Office (Trade Register)
1981-09-01Registered in Tax Administration (Employer Register)
1981-09-08Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Kortelainen Lari MatiasToimitusjohtajaSources: 3 · Confidence: 78%
Kortelainen Tuija HelenaVarajäsenSources: 1 · Confidence: 78%
Kortelainen Lari MatiasHallituksen jäsenSources: 1 · Confidence: 74%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodIsännöitsijätoimisto Esa Kortelainen Oy
Grade upgradedB1 → A2 · new analysis 2026-11-14
82/100
Low
Usable financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueStable
ProfitabilityImproving
SolvencyVolatile
LiquidityVolatile
Same industry, size and age groupDescriptive comparison – does not change the model score.
208 peersSolvency70%
Better than 70% of peers
Profitability35%
Below 65% of peers
Liquidity86%
Better than 86% of peers
Revenue growth71%
Better than 71% of peers
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsA2
2026-11-1482/100 · v0.15
B1 → A2 · +14 points- Revenue: Not enough history → Stable
- Profitability: Not enough history → Improving
- Solvency: Not enough history → Volatile
B1
2026-10-1968/100 · v0.15
B1 → B1B1
2026-09-2968/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-11-14
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 45 years of registry continuity.
Registry and status signalsVakaa
89/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statements registeredFinancialEvidence verified
12 Nov 2026 · PRH / KREKFINANCIAL STATEMENTSRisk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
29 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
28 register eventsLatest event: 2026-11-12
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Isännöitsijätoimisto Esa Kortelainen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.