Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
ISP Invest Oy
ISP Invest Oy's registered office is Helsingfors. It is a limited company. The company was established on 2015-12-31. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €15,244 and operating profit was €1,581.
Business ID 2710697-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2710697-2
- Sector
- Rental of own or leased dwellings and residential real estate
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2015-12-31
- Business ID registration date
- 2015-09-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Riihikallionkuja 7, 00890, Helsingfors
About ISP Invest Oy
Financial position and key figures for the company.
ISP Invest Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2015-12-31. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €15,244 and operating profit was €1,581. The latest retained financial statement for 2025-12-31 shows revenue of €15,244 and profit for the financial year of €2,826. Based on the latest retained statement, revenue growth was +2.4%, operating margin was +10.4%, and equity ratio was +99.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth2.4%
Operating margin10.4%
Equity ratio99.2%
Balance-sheet contextLatest financial period
Other operating income€734Previous: €0
Cash and bank€18,016Previous: €13,732
Retained earnings€316,997Previous: €313,892
Equity€322,323Previous: €319,497
Liabilities€2,644Previous: €2,545
Current assets€46,766Previous: €43,841
Current liabilities€2,644Previous: €2,545
Revenue trend2 periods
€14,880
2024-12-31
€15,244
2025-12-31
Operating profit (loss) trend2 periods
€2,333
2024-12-31
€1,581
2025-12-31
Profit (loss) for the financial year trend2 periods
€3,106
2024-12-31
€2,826
2025-12-31
Assets trend2 periods
€322,043
2024-12-31
€324,967
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Improving
Operating profit marginSatisfactory
75/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 99.2 % | 99.2 % |
| Current ratio | 5.39x | 6.81x |
| Operating profit margin | 15.7 % | 9.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2710697-2
EU IDFIFPRO.2710697-2
MunicipalityHelsingfors
Current registered entries
2015-12-31Registered in Patent and Registration Office (Trade Register)
2016-01-08Registered in Tax Administration (Tax Administration)
2022-09-09Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodISP Invest Oy
Grade unchangedA2 · new analysis 2026-10-18
87/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
SolvencyStable
LiquidityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
100 peersSolvency87%
Better than 87% of peers
Profitability47%
Close to the peer-group midpoint
Liquidity82%
Better than 82% of peers
Revenue growth74%
Better than 74% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings111 days after period end
122 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1887/100 · v0.15
A2 → A2A2
2026-10-01 04:0287/100 · v0.14
A3 → A2 · +9 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1578/100 · v0.14
B1 → A3 · +14 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1464/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 10 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
1 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
24 register eventsLatest event: 2026-04-21
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
ISP Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.