Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
IV-O Oy
IV-O Oy's registered office is Esbo. It is a limited company. The company was established on 2021-09-02. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2025-12-31, revenue was €612,861 and operating profit was €5,413.
Business ID 3231367-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3231367-7
- Sector
- Plumbing, heat and air-conditioning installation
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2021-09-02
- Business ID registration date
- 2021-08-25
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Sinikalliontie 6, 02630, Esbo
About IV-O Oy
Financial position and key figures for the company.
IV-O Oy's location municipality is Esbo. It is a limited company. The company was established on 2021-09-02. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2025-12-31, revenue was €612,861 and operating profit was €5,413. The latest retained financial statement for 2025-12-31 shows revenue of €612,861 and profit for the financial year of €4,646. Based on the latest retained statement, revenue growth was +442.3%, operating margin was +0.9%, and equity ratio was +23.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
1
PRH/XBRL financial statement
Derived indicators
Revenue growth442.3%
Operating margin0.9%
Equity ratio23.2%
Balance-sheet contextLatest financial period
Other operating income€5,177Previous: €0
Inventory€7,923Previous: €0
Cash and bank€12,981Previous: €4,167
Retained earnings-€6,193Previous: -€15,215
Equity€28,453Previous: -€6,193
Liabilities€94,279Previous: €42,530
Current assets€72,185Previous: €19,105
Current liabilities€94,279Previous: €42,530
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
29/100 · Improving
Current ratioWeak
7/100 · Improving
Operating profit marginPassable
52/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3231367-7
VAT IDFI32313677
EU IDFIFPRO.3231367-7
MunicipalityEsbo
Current registered entries
2021-08-25Registered in Tax Administration (Employer Register)
2021-08-25VAT-liable for business activity in Tax Administration (VAT Register)
2021-08-25Registered in Tax Administration (Prepayment Register)
2021-09-02Registered in Tax Administration (Tax Administration)
2021-09-02Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryIV-O Oy
Grade unchangedB2 · new analysis 2026-10-17
51/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
47 peersSolvency26%
Below 74% of peers
Profitability27%
Below 73% of peers
Liquidity40%
Below 60% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings58 days after period end
168 days after period end
2 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1751/100 · v0.15
B2 → B2B2
2026-09-22 11:4151/100 · v0.14
B2 → B2 · -3 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1454/100 · v0.14
B2 → B2- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1354/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
56/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2026-02-27
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
IV-O Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.