Business profile

IV-Säätö J.Pajunen Oy

IV-Säätö J.Pajunen Oy's registered office is Valkeakoski. It is a limited company. The company was established on 2017-03-07. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2025-12-31, revenue was €728,510 and operating profit was €3,361.

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Business ID 2818590-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2818590-8
Sector
Plumbing, heat and air-conditioning installation
Municipality
Valkeakoski
Company form
Limited company
Registration date
2017-03-07
Business ID registration date
2017-02-24
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Pajatie 6, 37600, Valkeakoski

Postal address: Jyräänkatu 10 B 21, 37600, Valkeakoski

Website: https://www.ivpajunen.fiSource observation

About IV-Säätö J.Pajunen Oy

Financial position and key figures for the company.

IV-Säätö J.Pajunen Oy's location municipality is Valkeakoski. It is a limited company. The company was established on 2017-03-07. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2025-12-31, revenue was €728,510 and operating profit was €3,361. The latest retained financial statement for 2025-12-31 shows revenue of €728,510 and profit for the financial year of -€611. Based on the latest retained statement, revenue growth was -13.2%, operating margin was +0.5%, and equity ratio was +0.9%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-13.2%
Operating margin0.5%
Equity ratio0.9%
Revenue€728,510-€110,582 (-13.2%) vs previous periodPrevious: €839,093
Operating profit (loss)€3,361+€47,389 (+107.6%) vs previous periodPrevious: -€44,028
Profit (loss) for the financial year-€611+€47,198 (+98.7%) vs previous periodPrevious: -€47,810
Assets€125,846-€14,382 (-10.3%) vs previous periodPrevious: €140,228
Balance-sheet contextLatest financial period
Other operating income€952Previous: €0
Inventory€32,617Previous: €27,828
Cash and bank€36,158Previous: €1,637
Retained earnings-€790Previous: €47,020
Equity€1,099Previous: €1,710
Liabilities€124,748Previous: €138,518
Current assets€93,511Previous: €97,114
Current liabilities€104,399Previous: €114,197
Revenue trend2 periods
€839,093
2024-12-31
€728,510
2025-12-31
Operating profit (loss) trend2 periods
-€44,028
2024-12-31
€3,361
2025-12-31
Profit (loss) for the financial year trend2 periods
-€47,810
2024-12-31
-€611
2025-12-31
Assets trend2 periods
€140,228
2024-12-31
€125,846
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
1/100 · Declining
0.9 %2024-12-31: 1.2 %
Current ratioPassable
22/100 · Improving
0.66x2024-12-31: 0.26x
Operating profit marginPassable
51/100 · Improving
0.5 %2024-12-31: -5.3 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio1.2 %0.9 %
Current ratio0.26x0.66x
Operating profit margin-5.3 %0.5 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2818590-8
VAT IDFI28185908
EU IDFIFPRO.2818590-8
MunicipalityValkeakoski
Current registered entries
2017-03-07Registered in Tax Administration (Employer Register)
2017-03-07VAT-liable for business activity in Tax Administration (VAT Register)
2017-03-07Registered in Tax Administration (Prepayment Register)
2017-03-07Registered in Patent and Registration Office (Trade Register)
2017-03-22Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorIV-Säätö J.Pajunen Oy
Grade unchangedB3 · new analysis 2026-10-18
Model score40/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueDeteriorating
ProfitabilityImproving
SolvencyStable
LiquidityImproving
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
440 peers
Solvency12%
Below 88% of peers
Profitability30%
Below 70% of peers
Liquidity53%
Close to the peer-group midpoint
Revenue growth29%
Below 71% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag63 days after period end
Typical registration lag116 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B3
2026-10-1840/100 · v0.15
B3 → B3
B3
2026-10-04 03:3640/100 · v0.14
B2 → B3 · -18 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1558/100 · v0.14
B2 → B2 · +2 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1456/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
38/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 9 years of registry continuity.

Registry and status signalsVakaa
79/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

17 register eventsLatest event: 2026-03-04

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-02.

This company profile has not been claimed yet

IV-Säätö J.Pajunen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.