Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Ivalon kauppakeskus kiinteistöosakeyhtiö
Ivalon kauppakeskus kiinteistöosakeyhtiö's registered office is Saariselkä. It is a limited company. The company was established on 1997-09-08. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-08-31, revenue was €568,675 and operating profit was €214,707.
Business ID 1103841-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1103841-8
- Sector
- Rental and operating of own or leased non-residential real estate
- Municipality
- Saariselkä
- Company form
- Limited company
- Registration date
- 1997-09-08
- Business ID registration date
- 1997-10-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Saariseläntie 1, 99830, Saariselkä
Website: https://www.majoituskuukkeli.fiSource: registry data
About Ivalon kauppakeskus kiinteistöosakeyhtiö
Financial position and key figures for the company.
Ivalon kauppakeskus kiinteistöosakeyhtiö's location municipality is Saariselkä. It is a limited company. The company was established on 1997-09-08. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-08-31, revenue was €568,675 and operating profit was €214,707. The latest retained financial statement for 2025-08-31 shows revenue of €568,675 and profit for the financial year of €144,456. Based on the latest retained statement, revenue growth was +3.3%, operating margin was +37.8%, and equity ratio was +50.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-08-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth3.3%
Operating margin37.8%
Equity ratio50.9%
Balance-sheet contextLatest financial period
Cash and bank€123,540Previous: €121,086
Retained earnings€1,139,507Previous: €1,088,697
Equity€1,300,782Previous: €1,244,326
Liabilities€1,255,356Previous: €1,461,247
Current assets€943,008Previous: €976,092
Current liabilities€1,255,356Previous: €261,248
Revenue trend2 periods
€550,684
2024-08-31
€568,675
2025-08-31
Operating profit (loss) trend2 periods
€206,506
2024-08-31
€214,707
2025-08-31
Profit (loss) for the financial year trend2 periods
€138,810
2024-08-31
€144,456
2025-08-31
Assets trend2 periods
€2,705,574
2024-08-31
€2,556,138
2025-08-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
64/100 · Improving
Current ratioWeak
3/100 · Declining
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2024-08-31 | 2025-08-31 |
|---|---|---|
| Equity ratio | 46.0 % | 50.9 % |
| Current ratio | 0.46x | 0.10x |
| Operating profit margin | 37.5 % | 37.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1103841-8
VAT IDFI11038418
EU IDFIFPRO.1103841-8
MunicipalitySaariselkä
Current registered entries
1997-09-08Registered in Patent and Registration Office (Trade Register)
1997-10-21Registered in Tax Administration (Tax Administration)
1998-03-20VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodIvalon kauppakeskus kiinteistöosakeyhtiö
Grade unchangedA2 · new analysis 2026-10-17
81/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
ProfitabilityStable
SolvencyStable
Same industry and sizeDescriptive comparison – does not change the model score.
47 peersSolvency43%
Below 57% of peers
Profitability74%
Better than 74% of peers
Liquidity32%
Below 68% of peers
Revenue growth66%
Better than 66% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings228 days after period end
125 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1781/100 · v0.15
A2 → A2A2
2026-09-27 03:0681/100 · v0.14
A3 → A2 · +7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-08-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1574/100 · v0.14
B1 → A3 · +10 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1464/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 29 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2026-05-31
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-08-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-07.
This company profile has not been claimed yet
Ivalon kauppakeskus kiinteistöosakeyhtiö shows public core facts. A company representative can claim the profile, update public information, and access owner tools.