Business profile

J & A Agency Oy

J & A Agency Oy's registered office is Helsingfors. It is a limited company. The company was established on 2014-05-12. It operates in the industry of business and other management consultancy activities.

Claim profileContact details
Business ID 2616451-3ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2616451-3
Sector
Business and other management consultancy activities
Municipality
Helsingfors
Company form
Limited company
Registration date
2014-05-12
Business ID registration date
2014-04-10
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Päivöläntie 39 A 6, 00730, Helsingfors

About J & A Agency Oy

Financial position and key figures for the company.

J & A Agency Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2014-05-12. It operates in the industry of business and other management consultancy activities. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +8.0%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2022-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Equity ratio8.0%
Operating profit (loss)-€119-€33 (-38.6%) vs previous periodPrevious: -€86
Profit (loss) for the financial year-€170-€84 (-98.2%) vs previous periodPrevious: -€86
Assets€24,903+€22,730 (+1045.7%) vs previous periodPrevious: €2,174
Balance-sheet contextLatest financial period
Other operating income€57Previous: €0
Cash and bank€186Previous: €105
Retained earnings-€51,826Previous: -€51,741
Equity€2,003Previous: €2,174
Liabilities€22,900Previous: €0
Current assets€22,586Previous: €157
Current liabilities€22,900Previous: €0
Operating profit (loss) trend2 periods
-€86
2021-12-31
-€119
2022-12-31
Profit (loss) for the financial year trend2 periods
-€86
2021-12-31
-€170
2022-12-31
Assets trend2 periods
€2,174
2021-12-31
€24,903
2022-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
10/100 · Declining
8.0 %2021-12-31: 100.0 %
Current ratioWeak
0/100 · Trend unavailable
0.01x2021-12-31: Ei saatavilla
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2021-12-31: Ei saatavilla
Ratio history
Ratio2021-12-312022-12-31
Equity ratio100.0 %8.0 %
Current ratio-0.01x
Operating profit margin--

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2616451-3
VAT IDFI26164513
EU IDFIFPRO.2616451-3
MunicipalityHelsingfors
Current registered entries
2014-05-12Registered in Patent and Registration Office (Trade Register)
2014-05-28Registered in Tax Administration (Tax Administration)
2026-02-02Registered in Tax Administration (Employer Register)
2026-02-02VAT-liable for business activity in Tax Administration (VAT Register)
2026-02-02Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryJ & A Agency Oy
Grade unchangedB2 · new analysis 2026-10-17
Model score54/100
Assessment confidenceLow
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyDeteriorating
LiquidityNot enough history
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
98 peers
Solvency27%
Below 73% of peers
Liquidity22%
Below 78% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag140 days after period end
Typical registration lag152 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
  • Long registry continuity
Risk factors to note
  • Parsed financial metrics are older than the newest reported filing
  • Weak current ratio
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B2
2026-10-1754/100 · v0.15
B2 → B2
B2
2026-09-19 15:5254/100 · v0.14
A3 → B2 · -22 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2022-12-31).
  • Assessment confidence: Medium → Low.
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1476/100 · v0.14
A3 → A3
A3
2026-09-1476/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
72/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 12 years of registry continuity.

Registry and status signalsVakaa
84/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

21 register eventsLatest event: 2026-09-10

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2022-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-24.

This company profile has not been claimed yet

J & A Agency Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.