Business profile

J.A. Balance Oy

J.A. Balance Oy's registered office is Kaarina. It is a limited company. The company was established on 2003-04-02. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-08-31, revenue was €12,571 and operating profit was €470.

Claim profileContact details
Business ID 1818239-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
1818239-1
Sector
Accounting and bookkeeping activities; tax consultancy
Municipality
Kaarina
Company form
Limited company
Registration date
2003-04-02
Business ID registration date
2003-03-10
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Varastomiehenkatu 1, 20780, Kaarina

About J.A. Balance Oy

Financial position and key figures for the company.

J.A. Balance Oy's location municipality is Kaarina. It is a limited company. The company was established on 2003-04-02. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-08-31, revenue was €12,571 and operating profit was €470. The latest retained financial statement for 2025-08-31 shows revenue of €12,571 and profit for the financial year of €373. Based on the latest retained statement, revenue growth was -7.0%, operating margin was +3.7%, and equity ratio was +91.0%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-08-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-7.0%
Operating margin3.7%
Equity ratio91.0%
Revenue€12,571-€945 (-7.0%) vs previous periodPrevious: €13,516
Operating profit (loss)€470-€2,488 (-84.1%) vs previous periodPrevious: €2,958
Profit (loss) for the financial year€373-€1,993 (-84.2%) vs previous periodPrevious: €2,367
Assets€14,761-€604 (-3.9%) vs previous periodPrevious: €15,365
Balance-sheet contextLatest financial period
Other operating income€517Previous: €2,363
Cash and bank€10,829Previous: €8,971
Retained earnings€5,065Previous: €3,199
Equity€13,438Previous: €13,565
Liabilities€1,322Previous: €1,800
Current assets€14,761Previous: €15,365
Current liabilities€1,322Previous: €1,800
Revenue trend2 periods
€13,516
2024-08-31
€12,571
2025-08-31
Operating profit (loss) trend2 periods
€2,958
2024-08-31
€470
2025-08-31
Profit (loss) for the financial year trend2 periods
€2,367
2024-08-31
€373
2025-08-31
Assets trend2 periods
€15,365
2024-08-31
€14,761
2025-08-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
91.0 %2024-08-31: 88.3 %
Current ratioGood
100/100 · Improving
8.19x2024-08-31: 4.99x
Operating profit marginSatisfactory
59/100 · Declining
3.6 %2024-08-31: 18.6 %
Ratio history
Ratio2024-08-312025-08-31
Equity ratio88.3 %91.0 %
Current ratio4.99x8.19x
Operating profit margin18.6 %3.6 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID1818239-1
VAT IDFI18182391
EU IDFIFPRO.1818239-1
MunicipalityKaarina
Current registered entries
2003-04-02Registered in Patent and Registration Office (Trade Register)
2003-04-07Registered in Tax Administration (Tax Administration)
2015-09-01VAT-liable for business activity in Tax Administration (VAT Register)
2015-09-01Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodJ.A. Balance Oy
Grade unchangedA2 · new analysis 2026-10-17
Model score82/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueStable
ProfitabilityDeteriorating
SolvencyStable
LiquidityImproving
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
534 peers
Solvency81%
Better than 81% of peers
Profitability56%
Better than 56% of peers
Liquidity91%
Better than 91% of peers
Revenue growth37%
Below 63% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag159 days after period end
Typical registration lag126 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1782/100 · v0.15
A2 → A2
A2
2026-09-17 14:3482/100 · v0.14
A3 → A2 · +10 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-08-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1472/100 · v0.14
A3 → A3
A3
2026-09-1472/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
85/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 23 years of registry continuity.

Registry and status signalsSeurattava
73/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

12 register eventsLatest event: 2026-02-06

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-08-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

J.A. Balance Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.