Business profile

J.A. Invest Ab

J.A. Invest Ab's registered office is Piispanristi. It is a limited company. The company was established on 2020-12-07. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€615.

Claim profileContact details
Business ID 3174549-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3174549-4
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Piispanristi
Company form
Limited company
Registration date
2020-12-07
Business ID registration date
2020-12-01
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Piispanristintie 1 A, 20760, Piispanristi

Postal address: Piispanristintie 1 A 27, 20760, Piispanristi

About J.A. Invest Ab

Financial position and key figures for the company.

J.A. Invest Ab's location municipality is Piispanristi. It is a limited company. The company was established on 2020-12-07. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€615. The latest retained financial statement for 2025-12-31 shows revenue of €0 and profit for the financial year of -€61,012. Based on the latest retained statement, revenue growth was -100.0%, operating margin was not currently available, and equity ratio was +9.9%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-100.0%
Equity ratio9.9%
Revenue€0-€2,694 (-100.0%) vs previous periodPrevious: €2,694
Operating profit (loss)-€615-€2,234 (-138.0%) vs previous periodPrevious: €1,618
Profit (loss) for the financial year-€61,012-€62,331 (-4725.3%) vs previous periodPrevious: €1,319
Assets€91,554-€50,166 (-35.4%) vs previous periodPrevious: €141,721
Balance-sheet contextLatest financial period
Cash and bank€244Previous: €19
Retained earnings-€49,932Previous: -€51,251
Equity€9,056Previous: €50,068
Liabilities€82,498Previous: €91,653
Current assets€28,494Previous: €29,469
Current liabilities€82,498Previous: €91,653
Revenue trend2 periods
€2,694
2024-12-31
€0
2025-12-31
Operating profit (loss) trend2 periods
€1,618
2024-12-31
-€615
2025-12-31
Profit (loss) for the financial year trend2 periods
€1,319
2024-12-31
-€61,012
2025-12-31
Assets trend2 periods
€141,721
2024-12-31
€91,554
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
12/100 · Declining
9.9 %2024-12-31: 35.3 %
Current ratioWeak
0/100 · Stable
0.00x2024-12-31: 0.00x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: 60.1 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio35.3 %9.9 %
Current ratio0.00x0.00x
Operating profit margin60.1 %-

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3174549-4
EU IDFIFPRO.3174549-4
MunicipalityPiispanristi
Current registered entries
2020-12-07Registered in Tax Administration (Tax Administration)
2020-12-07Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorJ.A. Invest Ab
Grade unchangedB3 · new analysis 2026-10-18
Model score43/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityNot enough history
SolvencyDeteriorating
LiquidityStable
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
58 peers
Solvency24%
Below 76% of peers
Liquidity15%
Below 85% of peers
Revenue growth6%
Below 94% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag136 days after period end
Typical registration lag115 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • Lower industry distress context
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B3
2026-10-1843/100 · v0.15
B3 → B3
B3
2026-10-04 04:4843/100 · v0.14
B1 → B3 · -20 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1563/100 · v0.14
B1 → B1 · +3 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen
42/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

7 register eventsLatest event: 2025-11-15

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

J.A. Invest Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.