Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
J&H projektit Oy
J&H projektit Oy was declared bankrupt 2025-09-30. In its latest retained statement for 2024-12-31, revenue was €459,382 and operating profit was €15,280.
Business ID 3327451-8BANKRUPTCYUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3327451-8
- Sector
- Retail sale of kitchen and sanitary fixtures
- Municipality
- Borgå
- Company form
- Limited company
- Registration date
- 2022-11-29
- Business ID registration date
- 2022-11-24
- Business status
- BANKRUPTCY
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Aleksinpolku 6 A, 06100, Borgå
Website: https://www.ainakeittiot.fiSource observation
About J&H projektit Oy
Financial position and key figures for the company.
J&H projektit Oy was declared bankrupt 2025-09-30. In its latest retained statement for 2024-12-31, revenue was €459,382 and operating profit was €15,280. The latest retained financial statement for 2024-12-31 shows revenue of €459,382 and profit for the financial year of -€8,631. Based on the latest retained statement, revenue growth was +74.2%, operating margin was +3.3%, and equity ratio was -156.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth74.2%
Operating margin3.3%
Equity ratio-156.2%
Balance-sheet contextLatest financial period
Retained earnings-€76,092Previous: €0
Equity-€84,723Previous: -€76,092
Liabilities€138,965Previous: €99,118
Current assets€30,969Previous: €7,912
Current liabilities€48,418Previous: €31,294
Revenue trend2 periods
€263,757
2023-12-31
€459,382
2024-12-31
Operating profit (loss) trend2 periods
-€69,454
2023-12-31
€15,280
2024-12-31
Profit (loss) for the financial year trend2 periods
-€76,092
2023-12-31
-€8,631
2024-12-31
Assets trend2 periods
€23,027
2023-12-31
€54,242
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Improving
Current ratioPassable
21/100 · Improving
Operating profit marginSatisfactory
58/100 · Improving
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 |
|---|---|---|
| Equity ratio | -330.4 % | -156.2 % |
| Current ratio | 0.25x | 0.64x |
| Operating profit margin | -26.3 % | 3.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID3327451-8
EU IDFIFPRO.3327451-8
MunicipalityBorgå
Current registered entries
2022-11-29Registered in Tax Administration (Tax Administration)
2022-11-29Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskJ&H projektit Oy
Grade unchangedD · new analysis 2026-10-17
21/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
362 peersSolvency1%
Below 99% of peers
Profitability37%
Below 63% of peers
Liquidity58%
Better than 58% of peers
Revenue growth94%
Better than 94% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings100 days after period end
168 days after period end
2 consecutive periods
Supporting factors
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1721/100 · v0.15
D → DD
2026-10-01 15:5321/100 · v0.14
D → D · -6 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
D
2026-09-1527/100 · v0.14
D → D · -2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
D
2026-09-1429/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
39/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2025-09-30
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
J&H projektit Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.