Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
J&J Sijoitus Oy
J&J Sijoitus Oy's registered office is Otava. It is a limited company. The company was established on 2020-11-20. It operates in the industry of other business support service activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €35,286 and operating profit was €9,382.
Business ID 3172105-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3172105-4
- Sector
- Other business support service activities n.e.c.
- Municipality
- Otava
- Company form
- Limited company
- Registration date
- 2020-11-20
- Business ID registration date
- 2020-11-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Akkalantie 22, 50670, Otava
Website: https://www.jjsijoitus.fiSource observation
People and decision-makers
Martikainen Niina JohannaToimitusjohtaja
About J&J Sijoitus Oy
Financial position and key figures for the company.
J&J Sijoitus Oy's location municipality is Otava. It is a limited company. The company was established on 2020-11-20. It operates in the industry of other business support service activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €35,286 and operating profit was €9,382. The latest retained financial statement for 2025-12-31 shows revenue of €35,286 and profit for the financial year of €1,632. Based on the latest retained statement, revenue growth was +2.9%, operating margin was +26.6%, and equity ratio was -8.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth2.9%
Operating margin26.6%
Equity ratio-8.2%
Revenue€35,286+€987 (+2.9%) vs previous periodPrevious: €34,299
Operating profit (loss)€9,382+€12,567 (+394.5%) vs previous periodPrevious: -€3,185
Profit (loss) for the financial year€1,632+€10,660 (+118.1%) vs previous periodPrevious: -€9,028
Assets€64,169-€12,692 (-16.5%) vs previous periodPrevious: €76,861
Balance-sheet contextLatest financial period
Profit before taxes€1,632Previous: -€9,028
Employees0Previous: 1
Revenue trend5 periods
€29,012
2021-12-31
€41,140
2022-12-31
€63,024
2023-12-31
€34,299
2024-12-31
€35,286
2025-12-31
Operating profit (loss) trend5 periods
€881
2021-12-31
€1,461
2022-12-31
€2,965
2023-12-31
-€3,185
2024-12-31
€9,382
2025-12-31
Profit (loss) for the financial year trend5 periods
€439
2021-12-31
€722
2022-12-31
€988
2023-12-31
-€9,028
2024-12-31
€1,632
2025-12-31
Assets trend5 periods
€30,219
2021-12-31
€46,274
2022-12-31
€76,597
2023-12-31
€76,861
2024-12-31
€64,169
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
0/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 1.5 % | 2.5 % | 2.8 % | -8.9 % | -8.2 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 3.0 % | 3.3 % | 4.3 % | -9.3 % | 26.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3172105-4
VAT IDFI31721054
EU IDFIFPRO.3172105-4
MunicipalityOtava
Current registered entries
2020-11-19VAT-liable for business activity in Tax Administration (VAT Register)
2020-11-19Registered in Tax Administration (Prepayment Register)
2020-11-20Registered in Tax Administration (Tax Administration)
2020-11-20Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Martikainen Niina JohannaToimitusjohtajaSources: 5 · Confidence: 78%
Martikainen Jyrki Pentti OlaviVarajäsenSources: 2 · Confidence: 78%
Martikainen Niina JohannaVarsinainen jäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorJ&J Sijoitus Oy
Grade unchangedB3 · new analysis 2026-10-18
49/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsProfitabilityVolatile
LiquidityNot enough history
Same industry and sizeDescriptive comparison – does not change the model score.
52 peersSolvency13%
Below 87% of peers
Profitability79%
Better than 79% of peers
Revenue growth79%
Better than 79% of peers
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative equity
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB3
2026-10-1849/100 · v0.15
B3 → B3- Risk factor cleared: High balance-sheet leverage.
B3
2026-10-0249/100 · v0.14
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
59/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
57/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-02-26
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
J&J Sijoitus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.