Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
J. Karhumaa Oy
J. Karhumaa Oy's registered office is Karleby. It is a limited company. The company was established on 2006-12-01. It operates in the industry of wholesale of cars and light motor vehicles. In its latest retained statement for 2025-06-30, revenue was €899,694 and operating profit was €20,790.
Business ID 2077180-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2077180-6
- Sector
- Wholesale of cars and light motor vehicles
- Municipality
- Karleby
- Company form
- Limited company
- Registration date
- 2006-12-01
- Business ID registration date
- 2006-11-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Höyläämönkatu 1, 67100, Karleby
Postal address: Orreksentie 38, 67400, Karleby
Website: https://www.autolandia.fiSource observation
About J. Karhumaa Oy
Financial position and key figures for the company.
J. Karhumaa Oy's location municipality is Karleby. It is a limited company. The company was established on 2006-12-01. It operates in the industry of wholesale of cars and light motor vehicles. In its latest retained statement for 2025-06-30, revenue was €899,694 and operating profit was €20,790. The latest retained financial statement for 2025-06-30 shows revenue of €899,694 and profit for the financial year of €3,701. Based on the latest retained statement, revenue growth was +56.1%, operating margin was +2.3%, and equity ratio was +12.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-06-30
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth56.1%
Operating margin2.3%
Equity ratio12.4%
Balance-sheet contextLatest financial period
Other operating income€11,141Previous: €3,247
Inventory€119,754Previous: €158,506
Cash and bank€38,345Previous: €66,162
Retained earnings€15,557Previous: €121,547
Equity€21,758Previous: €28,932
Liabilities€154,394Previous: €219,458
Current assets€174,108Previous: €247,901
Current liabilities€82,557Previous: €70,595
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
15/100 · Improving
Current ratioSatisfactory
64/100 · Declining
Operating profit marginPassable
56/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2077180-6
VAT IDFI20771806
EU IDFIFPRO.2077180-6
MunicipalityKarleby
Current registered entries
2006-11-13VAT-liable for business activity in Tax Administration (VAT Register)
2006-11-13Registered in Tax Administration (Prepayment Register)
2006-12-01Registered in Patent and Registration Office (Trade Register)
2006-12-13Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryJ. Karhumaa Oy
Grade unchangedB2 · new analysis 2026-10-17
54/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
546 peersSolvency21%
Below 79% of peers
Profitability35%
Below 65% of peers
Liquidity76%
Better than 76% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings89 days after period end
89 days after period end
1 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1754/100 · v0.15
B2 → B2 · -1 pointsB2
2026-09-18 00:3855/100 · v0.14
B1 → B2 · -8 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-06-30).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1463/100 · v0.14
B1 → B1B1
2026-09-1463/100 · v0.13
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
41/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 19 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2025-09-27
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
J. Karhumaa Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.