Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
J&M Transport Oy
J&M Transport Oy's registered office is Helsingfors. It is a limited company. The company was established on 2023-10-06. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2026-03-31, revenue was €25,950 and operating profit was €20,492.
Business ID 3394604-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3394604-6
- Sector
- Business and other management consultancy activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2023-10-06
- Business ID registration date
- 2023-10-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Terveystie 18 C, 00730, Helsingfors
About J&M Transport Oy
Financial position and key figures for the company.
J&M Transport Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2023-10-06. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2026-03-31, revenue was €25,950 and operating profit was €20,492. The latest retained financial statement for 2026-03-31 shows revenue of €25,950 and profit for the financial year of €16,387. Based on the latest retained statement, revenue growth was not currently available, operating margin was +79.0%, and equity ratio was +43.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
2
2
PRH/XBRL financial statement
Derived indicators
Operating margin79.0%
Equity ratio43.7%
Balance-sheet contextLatest financial period
Cash and bank€1,118Previous: €0
Equity€16,387Previous: €0
Liabilities€21,106Previous: €34,000
Current assets€1,118Previous: €0
Current liabilities€21,106Previous: €34,000
Assets trend2 periods
€34,000
2025-03-31
€37,493
2026-03-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
55/100 · Improving
Current ratioWeak
2/100 · Improving
Operating profit marginGood
100/100 · Trend unavailable
Ratio history
| Ratio | 2025-03-31 | 2026-03-31 |
|---|---|---|
| Equity ratio | - | 43.7 % |
| Current ratio | - | 0.05x |
| Operating profit margin | - | 79.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3394604-6
VAT IDFI33946046
EU IDFIFPRO.3394604-6
MunicipalityHelsingfors
Current registered entries
2023-10-06Registered in Patent and Registration Office (Trade Register)
2023-10-12Registered in Tax Administration (Tax Administration)
2025-07-01VAT-liable for business activity in Tax Administration (VAT Register)
2025-10-03Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodJ&M Transport Oy
Grade unchangedA3 · new analysis 2026-10-17
71/100
High
Strong financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
170 peersSolvency37%
Below 63% of peers
Profitability92%
Better than 92% of peers
Liquidity38%
Below 62% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings177 days after period end
178 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1771/100 · v0.15
A3 → A3 · +1 pointsA3
2026-09-24 00:1570/100 · v0.14
B2 → A3 · +19 points- Evidence strengthened: a newer PRH/XBRL financial statement was added to the assessment (2026-03-31).
- Assessment confidence: Medium → High.
- Evidence quality: Limited financial evidence → Strong financial evidence.
B2
2026-09-1551/100 · v0.14
B2 → B2 · -3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1454/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
37/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Financial statement availableFinancialEvidence verified
31 Mar 2026 · PRH / XBRLFinancial period ends 2026-03-31.Registry timeline
Trade register notifications shown on a timeline.
3 register eventsLatest event: 2025-09-25
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2026-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
J&M Transport Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.