Business profile

J & M Virta Oy

J & M Virta Oy's registered office is Kaasmarkku. It is a limited company. The company was established on 2015-09-08. It operates in the industry of retail sale of other second-hand goods. In its latest retained statement for 2025-07-31, revenue was €2,586 and operating profit was -€4,440.

Claim profileContact details
Business ID 2705224-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2705224-9
Sector
Retail sale of other second-hand goods
Municipality
Kaasmarkku
Company form
Limited company
Registration date
2015-09-08
Business ID registration date
2015-08-19
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kaasmarkuntie 547, 29310, Kaasmarkku

About J & M Virta Oy

Financial position and key figures for the company.

J & M Virta Oy's location municipality is Kaasmarkku. It is a limited company. The company was established on 2015-09-08. It operates in the industry of retail sale of other second-hand goods. In its latest retained statement for 2025-07-31, revenue was €2,586 and operating profit was -€4,440. The latest retained financial statement for 2025-07-31 shows revenue of €2,586 and profit for the financial year of -€3,914. Based on the latest retained statement, revenue growth was -97.4%, operating margin was -171.7%, and equity ratio was +95.3%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-07-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-97.4%
Operating margin-171.7%
Equity ratio95.3%
Revenue€2,586-€98,063 (-97.4%) vs previous periodPrevious: €100,649
Operating profit (loss)-€4,440-€10,599 (-172.1%) vs previous periodPrevious: €6,160
Profit (loss) for the financial year-€3,914-€8,821 (-179.8%) vs previous periodPrevious: €4,908
Assets€12,364-€6,264 (-33.6%) vs previous periodPrevious: €18,628
Balance-sheet contextLatest financial period
Cash and bank€1,596Previous: €6,621
Retained earnings€13,092Previous: €9,545
Equity€11,778Previous: €17,052
Liabilities€586Previous: €1,576
Current assets€8,284Previous: €13,188
Current liabilities€586Previous: €1,576
Revenue trend2 periods
€100,649
2024-07-31
€2,586
2025-07-31
Operating profit (loss) trend2 periods
€6,160
2024-07-31
-€4,440
2025-07-31
Profit (loss) for the financial year trend2 periods
€4,908
2024-07-31
-€3,914
2025-07-31
Assets trend2 periods
€18,628
2024-07-31
€12,364
2025-07-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
95.3 %2024-07-31: 91.5 %
Current ratioGood
91/100 · Declining
2.72x2024-07-31: 4.20x
Operating profit marginWeak
0/100 · Declining
-171.7 %2024-07-31: 6.1 %
Ratio history
Ratio2024-07-312025-07-31
Equity ratio91.5 %95.3 %
Current ratio4.20x2.72x
Operating profit margin6.1 %-171.7 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2705224-9
VAT IDFI27052249
EU IDFIFPRO.2705224-9
MunicipalityKaasmarkku
Current registered entries
2015-08-12VAT-liable for business activity in Tax Administration (VAT Register)
2015-08-19Registered in Tax Administration (Prepayment Register)
2015-09-08Registered in Patent and Registration Office (Trade Register)
2015-09-22Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableJ & M Virta Oy
Grade unchangedB1 · new analysis 2026-09-28
Model score61/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
109 peers
Solvency83%
Better than 83% of peers
Profitability7%
Below 93% of peers
Liquidity77%
Better than 77% of peers
Revenue growth7%
Below 93% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag159 days after period end
Typical registration lag159 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
  • Coordinated deterioration across 3 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B1
2026-09-28 07:3261/100 · v0.14
B1 → B1 · -2 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-07-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1563/100 · v0.14
B2 → B1 · +5 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-09-28
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
46/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 11 years of registry continuity.

Registry and status signalsVakaa
77/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

15 register eventsLatest event: 2026-01-06

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-07-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

J & M Virta Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.