Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
J.Paavola Oy
J.Paavola Oy's registered office is Haukipudas. It is a limited company. The company was established on 2009-06-29. It operates in the industry of plumbing, heat and air-conditioning installation.
Business ID 2273443-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2273443-5
- Sector
- Plumbing, heat and air-conditioning installation
- Municipality
- Haukipudas
- Company form
- Limited company
- Registration date
- 2009-06-29
- Business ID registration date
- 2009-06-22
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Varvitie 12, 90830, Haukipudas
Phone: +358400890669Source observation
Email: [email protected]Source observation
Website: https://www.teknopal.fiSource observation
People and decision-makers
Paavola Janne TuomasToimitusjohtaja
About J.Paavola Oy
Financial position and key figures for the company.
J.Paavola Oy's location municipality is Haukipudas. It is a limited company. The company was established on 2009-06-29. It operates in the industry of plumbing, heat and air-conditioning installation. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +23.8%.
Auxiliary business names
Public alternate names materialized from source observations.
Auttajanne OuluHaukiputaan invataksipalveluHit-kyytiTekno-Pal
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on henkilö-, taksi-, tilaus- ja linja-autoliikenne, tavarankuljetus, ajojärjestely, varaosa-, korjaus-, huolto- ja pesupalvelut mm. ajoneuvoihin, liikenteeseen liittyvä ja muu opetustoiminta ja konsultointi, henkilöstövuokraus, rakentaminen ja remontointi, kiinteistönhuolto, lvi-, sähkö ja automatiikka-asennukset, isännöinti ja puhtaanapitopalvelut, tavaroiden ja tuotteiden maahantuonti, vähittäiskauppa, myynti, varastointi ja terminaalitoiminnot, erilaisten energiamateriaalinen ja energian hankinta, jatkojalostus ja myynti, kiinteistöjen ja muiden rakennusten omistaminen, ostaminen, myynti, vuokraus ja hallinta, hoiva, hoito ja kotipalvelut, liikuntaan ja hyvinvointiin liittyvät toiminnot, matkailupalvelut, rahoitus ja sijoitustoiminta, maa ja metsätalouteen liittyvät toiminnot, erilaiset asiantuntija- ja konsultointipalvelut edellä mainittuihin toimintoihin, jne.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-07-31
1
1
Combined source
Derived indicators
Equity ratio23.8%
Balance-sheet contextLatest financial period
Inventory€37,123Previous: €36,443
Cash and bank€17,921Previous: €8,890
Retained earnings€22,019Previous: €34,630
Equity€24,164Previous: €26,651
Liabilities€77,301Previous: €57,263
Current assets€76,307Previous: €50,369
Current liabilities€37,158Previous: €13,090
Employees1Previous: No comparison value
Operating profit (loss) trend5 periods
€3,758
2021-07-31
-€11,655
2022-07-31
€4,225
2023-07-31
€8,974
2024-07-31
-€8,974
2025-07-31
Profit (loss) for the financial year trend5 periods
€3,124
2021-07-31
-€11,855
2022-07-31
€3,972
2023-07-31
€40,479
2024-07-31
-€10,479
2025-07-31
Assets trend5 periods
€91,957
2021-07-31
€79,841
2022-07-31
€61,111
2023-07-31
€83,914
2024-07-31
€101,466
2025-07-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioPassable
30/100 · Declining
Current ratioSatisfactory
49/100 · Declining
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2021-07-31 | 2022-07-31 | 2023-07-31 | 2024-07-31 | 2025-07-31 |
|---|---|---|---|---|---|
| Equity ratio | 60.8 % | 49.5 % | 66.0 % | 31.8 % | 23.8 % |
| Current ratio | - | - | - | - | 1.48x |
| Operating profit margin | - | - | - | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2273443-5
VAT IDFI22734435
EU IDFIFPRO.2273443-5
MunicipalityHaukipudas
Current registered entries
2009-01-01Registered in Tax Administration (Employer Register)
2009-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2009-01-01Registered in Tax Administration (Prepayment Register)
2009-06-26Registered in Tax Administration (Tax Administration)
2009-06-29Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Paavola Janne TuomasToimitusjohtajaSources: 5 · Confidence: 78%
Paavola Janne TuomasVarsinainen jäsenSources: 2 · Confidence: 78%
Paakinaho Timo JuhaniTilintarkastajaSources: 2 · Confidence: 78%
Paavola Joni SanteriVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryJ.Paavola Oy
Grade unchangedB2 · new analysis 2026-10-17
58/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
348 peersSolvency29%
Below 71% of peers
Liquidity74%
Better than 74% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings96 days after period end
96 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Negative profitability or net result
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1758/100 · v0.15
B2 → B2B2
2026-09-15 17:1258/100 · v0.14
B1 → B2 · -4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-07-31).
- Evidence quality: Limited financial evidence → Usable financial evidence.
B1
2026-09-1462/100 · v0.14
B1 → B1- Solvency: Deteriorating
B1
2026-09-1462/100 · v0.13
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 17 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2025-11-04
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-07-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
J.Paavola Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.