Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.Business profile
J Pubi Oy
J Pubi Oy's registered office is Oulu. It is a limited company. The company was established on 2010-10-25. It operates in the industry of restaurants and cafeterias. In its latest retained statement for 2025-12-31, revenue was €285,422 and operating profit was -€17,359.
Business ID 2343675-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2343675-5
- Sector
- Restaurants and cafeterias
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2010-10-25
- Business ID registration date
- 2010-06-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Valtatie 67, 90500, Oulu
Postal address: Minkkitie 3, 90440, Kempele
Website: https://www.paikallinenpubi.fiSource observation
About J Pubi Oy
Financial position and key figures for the company.
J Pubi Oy's location municipality is Oulu. It is a limited company. The company was established on 2010-10-25. It operates in the industry of restaurants and cafeterias. In its latest retained statement for 2025-12-31, revenue was €285,422 and operating profit was -€17,359. The latest retained financial statement for 2025-12-31 shows revenue of €285,422 and profit for the financial year of -€17,794. Based on the latest retained statement, revenue growth was -14.8%, operating margin was -6.1%, and equity ratio was +18.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-14.8%
Operating margin-6.1%
Equity ratio18.4%
Balance-sheet contextLatest financial period
Other operating income€1,154Previous: €1,547
Inventory€11,502Previous: €12,820
Cash and bank€4,220Previous: €7,303
Retained earnings€14,008Previous: €14,145
Equity€6,214Previous: €24,008
Liabilities€27,607Previous: €19,289
Current assets€31,250Previous: €39,869
Current liabilities€27,607Previous: €19,289
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
23/100 · Declining
Current ratioPassable
19/100 · Declining
Operating profit marginWeak
35/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2343675-5
VAT IDFI23436755
EU IDFIFPRO.2343675-5
MunicipalityOulu
Current registered entries
2010-06-22Registered in Tax Administration (Tax Administration)
2010-07-01Registered in Tax Administration (Employer Register)
2010-07-01VAT-liable for business activity in Tax Administration (VAT Register)
2010-07-01Registered in Tax Administration (Prepayment Register)
2010-10-25Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorJ Pubi Oy
Grade downgradedB2 → B3 · new analysis 2026-10-05
43/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
221 peersSolvency29%
Below 71% of peers
Profitability10%
Below 90% of peers
Liquidity50%
Close to the peer-group midpoint
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings175 days after period end
175 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB3
2026-10-05 14:3443/100 · v0.14
B2 → B3 · -14 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2 · +3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1454/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-05
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
14/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 15 years of registry continuity.
Registry and status signalsVakaa
85/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
24 register eventsLatest event: 2026-06-24
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
J Pubi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.