Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
J. Simola Oy
J. Simola Oy's registered office is Sysmä. It is a limited company. The company was established on 1961-05-12. It operates in the industry of retail sale of hardware and building materials without specialisation on any specific product group. In its latest retained statement for 2026-01-31, revenue was €1,850 and operating profit was -€24,561.
Business ID 0167302-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0167302-0
- Sector
- Retail sale of hardware and building materials without specialisation on any specific product group
- Municipality
- Sysmä
- Company form
- Limited company
- Registration date
- 1961-05-12
- Business ID registration date
- 1978-03-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Taapelitie 4, 19700, Sysmä
About J. Simola Oy
Financial position and key figures for the company.
J. Simola Oy's location municipality is Sysmä. It is a limited company. The company was established on 1961-05-12. It operates in the industry of retail sale of hardware and building materials without specialisation on any specific product group. In its latest retained statement for 2026-01-31, revenue was €1,850 and operating profit was -€24,561. The latest retained financial statement for 2026-01-31 shows revenue of €1,850 and profit for the financial year of -€7,762. Based on the latest retained statement, revenue growth was +105.6%, operating margin was -1327.6%, and equity ratio was +100.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-01-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth105.6%
Operating margin-1327.6%
Equity ratio100.0%
Balance-sheet contextLatest financial period
Other operating income€12,908Previous: €13,601
Cash and bank€264,973Previous: €335,249
Retained earnings€433,422Previous: €503,679
Equity€433,660Previous: €506,122
Liabilities€86Previous: €517
Current assets€271,880Previous: €342,103
Current liabilities€86Previous: €517
Revenue trend2 periods
€900
2025-01-31
€1,850
2026-01-31
Operating profit (loss) trend2 periods
-€24,125
2025-01-31
-€24,561
2026-01-31
Profit (loss) for the financial year trend2 periods
-€5,557
2025-01-31
-€7,762
2026-01-31
Assets trend2 periods
€506,638
2025-01-31
€433,745
2026-01-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2025-01-31 | 2026-01-31 |
|---|---|---|
| Equity ratio | 99.9 % | 100.0 % |
| Current ratio | 648.69x | 3098.02x |
| Operating profit margin | -166.4 % | -166.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0167302-0
VAT IDFI01673020
EU IDFIFPRO.0167302-0
MunicipalitySysmä
Current registered entries
1961-05-12Registered in Patent and Registration Office (Trade Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
2020-04-29VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodJ. Simola Oy
Grade upgradedB1 → A3 · new analysis 2026-09-17
70/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
ProfitabilityStable
SolvencyStable
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
252 peersSolvency91%
Better than 91% of peers
Profitability9%
Below 91% of peers
Liquidity100%
Better than 100% of peers
Revenue growth91%
Better than 91% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings38 days after period end
116 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-09-17 08:0370/100 · v0.14
B1 → A3 · +4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-01-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1466/100 · v0.14
B1 → B1B1
2026-09-1466/100 · v0.13
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1360/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-17
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
39/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
97/100
The company has about 65 years of registry continuity.
Registry and status signalsVakaa
89/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2026-06-05
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2026-01-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
J. Simola Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.