Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
J. T. Koivula Capital Oy
J. T. Koivula Capital Oy's registered office is Helsingfors. It is a limited company. The company was established on 2022-02-17. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..
Business ID 3268508-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3268508-3
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2022-02-17
- Business ID registration date
- 2022-02-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Bulevardi 19 C 23, 00120, Helsingfors
Phone: +358505004191Source observation
People and decision-makers
Koivula Jonas ThorvaldToimitusjohtaja
About J. T. Koivula Capital Oy
Financial position and key figures for the company.
J. T. Koivula Capital Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2022-02-17. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +54.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Equity ratio54.7%
Operating profit (loss)-€110Previous comparison not availablePrevious: No comparison value
Profit (loss) for the financial year€51,869+€51,980 (+46828.8%) vs previous periodPrevious: -€111
Assets€95,981+€5,179 (+5.7%) vs previous periodPrevious: €90,802
Balance-sheet contextLatest financial period
Profit before taxes€59,178Previous: €1,055
Employees12Previous: No comparison value
Operating profit (loss) trend3 periods
-€175
2022-12-31
-€112
2023-12-31
-€110
2025-12-31
Profit (loss) for the financial year trend4 periods
-€175
2022-12-31
-€111
2023-12-31
-€111
2024-12-31
€51,869
2025-12-31
Assets trend4 periods
€90,825
2022-12-31
€90,913
2023-12-31
€90,802
2024-12-31
€95,981
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
68/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 0.9 % | 0.8 % | 0.7 % | 54.7 % |
| Current ratio | - | - | - | - |
| Operating profit margin | - | - | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3268508-3
EU IDFIFPRO.3268508-3
MunicipalityHelsingfors
Current registered entries
2022-02-17Registered in Patent and Registration Office (Trade Register)
2022-02-18Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Koivula Jonas ThorvaldToimitusjohtajaSources: 4 · Confidence: 78%
Koivula Jonas ThorvaldVarsinainen jäsenSources: 2 · Confidence: 78%
Robert KoivulaHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableJ. T. Koivula Capital Oy
Grade unchangedB1 · new analysis 2026-10-19
61/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
4 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyImproving
LiquidityNot enough history
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Lower industry distress context
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1961/100 · v0.15
B1 → B1 · +1 points- Solvency: Not enough history → Improving
- Evidence quality: Registry and statistical evidence → Limited financial evidence.
B1
2026-09-2560/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-19
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
38/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2025-05-21
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
J. T. Koivula Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.