Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Jaaman Oy
Jaaman Oy's registered office is Taivalkoski. It is a limited company. The company was established on 1989-11-22. It operates in the industry of site preparation. In its latest retained statement for 2025-08-31, revenue was €17,610 and operating profit was -€1,133.
Business ID 0802687-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0802687-0
- Sector
- Site preparation
- Municipality
- Taivalkoski
- Company form
- Limited company
- Registration date
- 1989-11-22
- Business ID registration date
- 1990-06-18
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Saijantie 3, 93400, Taivalkoski
Phone: +358400931667Source observation
People and decision-makers
Karppinen Timo SakariVarsinainen jäsen
Karppinen Niina MarikaVarajäsen
About Jaaman Oy
Financial position and key figures for the company.
Jaaman Oy's location municipality is Taivalkoski. It is a limited company. The company was established on 1989-11-22. It operates in the industry of site preparation. In its latest retained statement for 2025-08-31, revenue was €17,610 and operating profit was -€1,133. The latest retained financial statement for 2025-08-31 shows revenue of €17,610 and profit for the financial year of -€1,124. Based on the latest retained statement, revenue growth was -30.9%, operating margin was -5.0%, and equity ratio was +33.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-08-31
0
0
Enriched source observation
Derived indicators
Revenue growth-30.9%
Operating margin-5.0%
Equity ratio33.4%
Revenue€17,610-€7,889 (-30.9%) vs previous periodPrevious: €25,499
Operating profit (loss)-€1,133+€2,702 (+70.5%) vs previous periodPrevious: -€3,835
Profit (loss) for the financial year-€1,124+€2,710 (+70.7%) vs previous periodPrevious: -€3,834
Assets€94,172-€1,589 (-1.7%) vs previous periodPrevious: €95,761
Balance-sheet contextLatest financial period
Profit before taxes-€1,124Previous: -€3,834
Employees8Previous: No comparison value
Revenue trend3 periods
€33,763
2023-08-31
€25,499
2024-08-31
€17,610
2025-08-31
Operating profit (loss) trend4 periods
€13,210
2022-08-31
-€1,794
2023-08-31
-€3,835
2024-08-31
-€1,133
2025-08-31
Profit (loss) for the financial year trend4 periods
€14,777
2022-08-31
-€1,844
2023-08-31
-€3,834
2024-08-31
-€1,124
2025-08-31
Assets trend5 periods
€95,920
2021-08-31
€109,753
2022-08-31
€101,948
2023-08-31
€95,761
2024-08-31
€94,172
2025-08-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioSatisfactory
42/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
37/100 · Improving
Ratio history
| Ratio | 2021-08-31 | 2022-08-31 | 2023-08-31 | 2024-08-31 | 2025-08-31 |
|---|---|---|---|---|---|
| Equity ratio | 24.5 % | 34.9 % | 35.7 % | 34.0 % | 33.4 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | - | - | -5.3 % | -12.8 % | -5.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0802687-0
VAT IDFI08026870
EU IDFIFPRO.0802687-0
MunicipalityTaivalkoski
Current registered entries
1989-11-22Registered in Patent and Registration Office (Trade Register)
1990-06-18Registered in Tax Administration (Tax Administration)
2006-03-16VAT-liable for business activity in Tax Administration (VAT Register)
2006-09-05Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Karppinen Timo SakariVarsinainen jäsenSources: 4 · Confidence: 78%
Karppinen Niina MarikaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryJaaman Oy
52/100
Medium
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsProfitabilityVolatile
SolvencyStable
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
80 peersSolvency43%
Below 57% of peers
Profitability15%
Below 85% of peers
Revenue growth18%
Below 82% of peers
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- Sharp year-over-year revenue drop
B2
2026-09-17
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 36 years of registry continuity.
Registry and status signalsVakaa
76/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2026-01-01
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Jaaman Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.