Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Jael Palvelu Oy
Jael Palvelu Oy's registered office is Vanda. It is a limited company. The company was established on 2005-02-14. It operates in the industry of other postal and courier activities. In its latest retained statement for 2025-12-31, revenue was €12,406 and operating profit was -€2,703.
Business ID 1940513-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1940513-9
- Sector
- Other postal and courier activities
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2005-02-14
- Business ID registration date
- 2005-01-12
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pähkinärinteentie 52 B 33, 01710, Vanda
About Jael Palvelu Oy
Financial position and key figures for the company.
Jael Palvelu Oy's location municipality is Vanda. It is a limited company. The company was established on 2005-02-14. It operates in the industry of other postal and courier activities. In its latest retained statement for 2025-12-31, revenue was €12,406 and operating profit was -€2,703. The latest retained financial statement for 2025-12-31 shows revenue of €12,406 and profit for the financial year of -€2,725. Based on the latest retained statement, revenue growth was +29.8%, operating margin was -21.8%, and equity ratio was +88.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth29.8%
Operating margin-21.8%
Equity ratio88.7%
Balance-sheet contextLatest financial period
Other operating income€90Previous: €1,375
Cash and bank€4,620Previous: €3,525
Retained earnings€3,185Previous: €8,210
Equity€8,459Previous: €11,185
Liabilities€1,078Previous: €602
Current assets€5,437Previous: €7,468
Current liabilities€1,078Previous: €602
Revenue trend2 periods
€9,561
2024-12-31
€12,406
2025-12-31
Operating profit (loss) trend2 periods
-€4,978
2024-12-31
-€2,703
2025-12-31
Profit (loss) for the financial year trend2 periods
-€5,026
2024-12-31
-€2,725
2025-12-31
Assets trend2 periods
€11,786
2024-12-31
€9,537
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginWeak
0/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 94.9 % | 88.7 % |
| Current ratio | 5.86x | 4.29x |
| Operating profit margin | -45.5 % | -21.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1940513-9
VAT IDFI19405139
EU IDFIFPRO.1940513-9
MunicipalityVanda
Current registered entries
2005-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2005-01-17Registered in Tax Administration (Prepayment Register)
2005-01-25Registered in Tax Administration (Tax Administration)
2005-02-01Registered in Tax Administration (Employer Register)
2005-02-14Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodJael Palvelu Oy
Grade unchangedA3 · new analysis 2026-10-17
71/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueImproving
ProfitabilityImproving
Same size nationallyDescriptive comparison – does not change the model score.
1197 peersSolvency78%
Better than 78% of peers
Profitability23%
Below 77% of peers
Liquidity86%
Better than 86% of peers
Revenue growth87%
Better than 87% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings64 days after period end
17 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1771/100 · v0.15
A3 → A3A3
2026-09-17 04:0671/100 · v0.14
B1 → A3 · +4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1467/100 · v0.14
B1 → B1B1
2026-09-1467/100 · v0.13
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
62/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 21 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2026-03-05
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Jael Palvelu Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.