Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
JAM Palvelut Oy
JAM Palvelut Oy's registered office is Tampere. It is a housing corporation. The company was established on 1947-04-18. It operates in the industry of repair and maintenance of other special-purpose machinery. In its latest retained statement for 2025-12-31, revenue was €268,745 and operating profit was -€62,097.
Business ID 0211529-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0211529-0
- Sector
- Repair and maintenance of other special-purpose machinery
- Municipality
- Tampere
- Company form
- Housing corporation
- Registration date
- 1947-04-18
- Business ID registration date
- 1978-05-24
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kolunkyläntie 370, 33680, Tampere
Phone: +358400626380Source observation
Email: [email protected]Source observation
Website: https://www.jamoy.fiSource observation
People and decision-makers
Kaura Jaakko IlmariToimitusjohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Reetta Elina KauraReskontran hoitaja / Isännöitsijä
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About JAM Palvelut Oy
Financial position and key figures for the company.
JAM Palvelut Oy's location municipality is Tampere. It is a housing corporation. The company was established on 1947-04-18. It operates in the industry of repair and maintenance of other special-purpose machinery. In its latest retained statement for 2025-12-31, revenue was €268,745 and operating profit was -€62,097. The latest retained financial statement for 2025-12-31 shows revenue of €268,745 and profit for the financial year of -€67,465. Based on the latest retained statement, revenue growth was +12.3%, operating margin was -23.0%, and equity ratio was +9.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Source observation
Derived indicators
Revenue growth12.3%
Operating margin-23.0%
Equity ratio9.3%
Revenue€268,745+€29,335 (+12.3%) vs previous periodPrevious: €239,410
Operating profit (loss)-€62,097-€79,071 (-465.8%) vs previous periodPrevious: €16,973
Profit (loss) for the financial year-€67,465-€73,373 (-1241.9%) vs previous periodPrevious: €5,908
Assets€1,514,542+€24,622 (+1.7%) vs previous periodPrevious: €1,489,920
Balance-sheet contextLatest financial period
Profit before taxes-€67,465Previous: €7,450
Employees1Previous: 1
Revenue trend5 periods
€118,564
2021-12-31
€151,189
2022-12-31
€143,812
2023-12-31
€239,410
2024-12-31
€268,745
2025-12-31
Operating profit (loss) trend5 periods
€43,842
2021-12-31
€82,868
2022-12-31
€41,337
2023-12-31
€16,973
2024-12-31
-€62,097
2025-12-31
Profit (loss) for the financial year trend5 periods
€32,932
2021-12-31
€64,116
2022-12-31
€27,016
2023-12-31
€5,908
2024-12-31
-€67,465
2025-12-31
Assets trend5 periods
€1,089,118
2021-12-31
€1,027,141
2022-12-31
€928,376
2023-12-31
€1,489,920
2024-12-31
€1,514,542
2025-12-31
Additional financial figures
The company's financial figures across different years.
Revenue 2025€268,745
Profit for the financial year 2025-€67,465
Balance sheet total 2025€1,514,542
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | €268,745 | €239,410 | €143,812 | €151,189 | €118,564 |
| Revenue growth | 12,3 % | 66,5 % | -4,9 % | 27,5 % | -2,9 % |
| Operating profit | -€62,097 | €16,973 | €41,337 | €82,868 | €43,842 |
| EBIT margin | -23 % | 7,1 % | 28,5 % | 55 % | 37 % |
| Profit for the financial year | -€67,465 | €5,908 | €27,016 | €64,116 | €32,932 |
| Profit before taxes | -€67,465 | €7,450 | €33,792 | €73,722 | €32,932 |
| Equity ratio | 9,3 % | 15,2 % | 25,8 % | 22,4 % | 16,6 % |
| Balance sheet total | €1,514,542 | €1,489,920 | €928,376 | €1,027,141 | €1,089,118 |
| Employees | 1 | 1 | 1 | 1 | 1 |
Financial ratios
Financial ratios based on financial statement data. Source: Lähdehavainto.
Equity ratioWeak
12/100 · Declining
Current ratioSatisfactory
44/100 · Declining
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 16.6 % | 22.4 % | 25.8 % | 15.2 % | 9.3 % |
| Current ratio | 0.50x | 1.07x | 0.63x | 3.68x | 1.33x |
| Operating profit margin | 37.0 % | 55.0 % | 28.5 % | 7.1 % | -23.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0211529-0
VAT IDFI02115290
EU IDFIFPRO.0211529-0
MunicipalityTampere
Current registered entries
1947-04-18Registered in Patent and Registration Office (Trade Register)
1978-05-24Registered in Tax Administration (Tax Administration)
2007-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2007-01-01Registered in Tax Administration (Prepayment Register)
2007-04-01Registered in Tax Administration (Employer Register)
2018-01-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Kaura Jaakko IlmariToimitusjohtajaSources: 2 · Confidence: 78%
Kaura Antti Jaakko IlmariVarsinainen jäsenSources: 2 · Confidence: 78%
Kalkkila Maria AnniinaVarsinainen jäsenSources: 2 · Confidence: 78%
Viitala Janne JuhaniTilintarkastajaSources: 2 · Confidence: 78%
Reetta Elina KauraReskontran hoitaja / IsännöitsijäSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableJAM Palvelut Oy
Grade unchangedB1 · new analysis 2026-10-18
69/100
Medium
Registry and statistical evidenceRegistry and statistics based
Supporting factors
- Active registered status
- Long registry continuity
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1869/100 · v0.15
B1 → B1B1
2026-10-1269/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
50/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
97/100
The company has about 79 years of registry continuity.
Registry and status signalsVakaa
86/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
12 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2026-05-12
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
JAM Palvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.